diff --git a/src/modules/customers/pages/CustomerDetailView.test.ts b/src/modules/customers/pages/CustomerDetailView.test.ts
index cdc63615..045e4750 100644
--- a/src/modules/customers/pages/CustomerDetailView.test.ts
+++ b/src/modules/customers/pages/CustomerDetailView.test.ts
@@ -117,6 +117,9 @@ describe('CustomerDetailView', () => {
     expect(document.querySelector('.overview-strip')).toBeNull()
     expect(document.body.textContent).toContain('merchant_admin')
     expect(document.body.textContent).toContain('企业管理员')
+    expect(document.body.textContent).toContain('公司联系电话')
+    expect(document.body.textContent).toContain('登录手机号')
+    expect(document.body.textContent).toContain('修改会影响登录')
     expect(listPlatformTenantMembers).toHaveBeenCalledWith(tenant.id)
     expect(document.body.textContent).toContain('已替换')
 
diff --git a/src/modules/customers/pages/CustomersView.test.ts b/src/modules/customers/pages/CustomersView.test.ts
index 0d41c3cc..1007ec75 100644
--- a/src/modules/customers/pages/CustomersView.test.ts
+++ b/src/modules/customers/pages/CustomersView.test.ts
@@ -1,4 +1,4 @@
-import ElementPlus from 'element-plus'
+import ElementPlus, { ElMessageBox } from 'element-plus'
 import { createPinia, setActivePinia } from 'pinia'
 import { readFileSync } from 'node:fs'
 import { resolve } from 'node:path'
@@ -7,6 +7,7 @@ import { afterEach, beforeEach, describe, expect, it, vi } from 'vitest'
 import {
   approveEnterpriseReview,
   archivePlatformTenant,
+  createPlatformTenant,
   downloadTenantQualification,
   createPlatformTenantImpersonation,
   getPlatformTenant,
@@ -15,6 +16,7 @@ import {
   listTenantQualifications,
   rejectEnterpriseReview,
   resetPlatformTenantOwnerPassword,
+  submitPlatformTenantReview,
   updatePlatformTenant,
   uploadPlatformTenantQualification,
   uploadPlatformTenantRequiredQualificationPackage,
@@ -104,6 +106,12 @@ function tableButtonByText(text: string) {
     .find((button) => button.textContent?.trim() === text)
 }
 
+function selectQualificationFile(index: number, file: File) {
+  const input = document.querySelectorAll<HTMLInputElement>('.qualification-file input[type="file"]')[index]
+  Object.defineProperty(input, 'files', { configurable: true, value: [file] })
+  input.dispatchEvent(new Event('change', { bubbles: true }))
+}
+
 async function clickMoreAction(text: string) {
   document.querySelector<HTMLButtonElement>('.el-table__body button[aria-label^="更多客户操作："]')?.click()
   await flushPromises()
@@ -139,6 +147,10 @@ describe('CustomersView', () => {
     vi.mocked(getPlatformTenant).mockResolvedValue(fullTenant)
     vi.mocked(listTenantQualifications).mockResolvedValue([])
     vi.mocked(listEnterpriseReviews).mockResolvedValue([])
+    vi.mocked(createPlatformTenant).mockResolvedValue({
+      tenant: fullTenant, administratorUsername: 'merchant_owner', temporaryPassword: 'Temporary#2026',
+    })
+    vi.mocked(submitPlatformTenantReview).mockResolvedValue({ ...fullTenant, status: 'PENDING' })
     vi.mocked(updatePlatformTenant).mockResolvedValue(fullTenant)
     vi.mocked(uploadPlatformTenantQualification).mockResolvedValue({
       qualificationId: 'qualification-1', reviewId: null, tenantStatus: 'PROFILE_REQUIRED', documentUrl: '/files/license.png',
@@ -187,7 +199,7 @@ describe('CustomersView', () => {
     await flushPromises()
 
     expect(getPlatformTenant).toHaveBeenCalledWith(fullTenant.id)
-    const phone = document.querySelector<HTMLInputElement>('input[placeholder="请输入手机号或固定电话"]')
+    const phone = document.querySelector<HTMLInputElement>('input[placeholder="请输入公司联系电话"]')
     const email = document.querySelector<HTMLInputElement>('input[placeholder="如：contact@example.com"]')
     expect(phone?.value).toBe(fullTenant.contactPhone)
     expect(email?.value).toBe(fullTenant.contactEmail)
@@ -212,19 +224,83 @@ describe('CustomersView', () => {
     expect(preview?.src).toBe('blob:qualification-preview')
   })
 
-  it('marks only the business license and legal-person ID as required qualifications', async () => {
+  it('marks only the business license as a required file when creating a customer', async () => {
+    const auth = useAuthStore()
+    auth.permissions = [...auth.permissions, 'platform:customer:create']
+    useAccessPreviewStore().initializeAfterLogin()
     mount(CustomersView, { attachTo: document.body, global: { plugins: [pinia, ElementPlus] } })
     await flushPromises()
-    tableButtonByText('编辑')?.click()
+    ;[...document.querySelectorAll<HTMLButtonElement>('button')]
+      .find((button) => button.textContent?.trim() === '新增客户')?.click()
     await flushPromises()
 
     const labels = [...document.querySelectorAll<HTMLElement>('.qualification-label')]
     expect(labels.map((label) => label.textContent?.replace(/\s/g, ''))).toEqual([
       '*营业执照',
-      '*法人身份证',
+      '法人身份证选填',
       '货代资质证书选填',
       '银行开户许可证选填',
     ])
+    expect(document.body.textContent).toContain('营业执照和18位统一社会信用代码为必填业务项')
+  })
+
+  it('creates a customer with a business license and no legal-person ID', async () => {
+    const auth = useAuthStore()
+    auth.permissions = [...auth.permissions, 'platform:customer:create']
+    useAccessPreviewStore().initializeAfterLogin()
+    const wrapper = mount(CustomersView, { attachTo: document.body, global: { plugins: [pinia, ElementPlus] } })
+    await flushPromises()
+    ;[...document.querySelectorAll<HTMLButtonElement>('button')]
+      .find((button) => button.textContent?.trim() === '新增客户')?.click()
+    await flushPromises()
+
+    await wrapper.get('input[placeholder="请输入工商登记公司名称"]').setValue(fullTenant.tenantName)
+    await wrapper.get('input[placeholder="请输入营业执照上的企业名称"]').setValue(fullTenant.legalName)
+    await wrapper.get('input[placeholder="请输入法定代表人姓名"]').setValue(fullTenant.legalRepresentative)
+    await wrapper.get('input[placeholder="请输入主要联系人姓名"]').setValue(fullTenant.contactName)
+    await wrapper.get('input[placeholder="请输入公司联系电话"]').setValue(fullTenant.contactPhone)
+    await wrapper.get('input[placeholder="请输入18位大写字母或数字"]').setValue(fullTenant.unifiedSocialCreditCode)
+    const licenseFile = new File(['license'], 'license.png', { type: 'image/png' })
+    selectQualificationFile(0, licenseFile)
+    await flushPromises()
+    ;[...document.querySelectorAll<HTMLButtonElement>('button')]
+      .find((button) => button.textContent?.includes('保存资料和资质'))?.click()
+    await flushPromises()
+
+    expect(createPlatformTenant).toHaveBeenCalledWith(expect.objectContaining({
+      tenantName: fullTenant.tenantName,
+      contactPhone: fullTenant.contactPhone,
+    }))
+    expect(createPlatformTenant).toHaveBeenCalledWith(expect.not.objectContaining({ unifiedSocialCreditCode: expect.anything() }))
+    expect(uploadPlatformTenantRequiredQualificationPackage).toHaveBeenCalledWith(
+      fullTenant.id, licenseFile, null, fullTenant.unifiedSocialCreditCode, false, false,
+    )
+  })
+
+  it('keeps the company contact phone editable without changing a member login phone', async () => {
+    const activeTenant = { ...fullTenant, status: 'ACTIVE' as const }
+    vi.mocked(listPlatformTenants).mockResolvedValue({ records: [activeTenant], page: 1, size: 10, total: 1, pages: 1 })
+    vi.mocked(getPlatformTenant).mockResolvedValue(activeTenant)
+    vi.mocked(updatePlatformTenant).mockResolvedValue(activeTenant)
+    vi.mocked(listTenantQualifications).mockResolvedValue([{
+      id: 'qualification-license', tenantId: fullTenant.id, qualificationType: 'BUSINESS_LICENSE',
+      certificateNo: fullTenant.unifiedSocialCreditCode, documentUrl: '/files/license.png', status: 'APPROVED', reviewComment: null, validTo: null,
+    }])
+    const wrapper = mount(CustomersView, { attachTo: document.body, global: { plugins: [pinia, ElementPlus] } })
+    await flushPromises()
+    tableButtonByText('编辑')?.click()
+    await flushPromises()
+
+    const phone = wrapper.get('input[placeholder="请输入公司联系电话"]')
+    expect(phone.attributes('disabled')).toBeUndefined()
+    await phone.setValue('0755-12345678')
+    ;[...document.querySelectorAll<HTMLButtonElement>('button')]
+      .find((button) => button.textContent?.includes('保存资料和资质'))?.click()
+    await flushPromises()
+
+    expect(updatePlatformTenant).toHaveBeenCalledWith(fullTenant.id, expect.objectContaining({ contactPhone: '0755-12345678' }))
+    expect(document.body.textContent).toContain('不会修改企业管理员登录手机号')
+    expect(customersSource).not.toContain('联系电话（登录用户名）')
   })
 
   it('does not count rejected or superseded history as a current qualification when resubmitting', async () => {
@@ -272,11 +348,11 @@ describe('CustomersView', () => {
     await flushPromises()
 
     expect(getPlatformTenant).toHaveBeenCalledWith(fullTenant.id)
-    expect(document.querySelector<HTMLInputElement>('input[placeholder="请输入手机号或固定电话"]')?.value).toBe(fullTenant.contactPhone)
+    expect(document.querySelector<HTMLInputElement>('input[placeholder="请输入公司联系电话"]')?.value).toBe(fullTenant.contactPhone)
     expect(routerReplace).toHaveBeenCalledWith({ name: 'customers' })
   })
 
-  it('saves both required files and the credit code through one package action', async () => {
+  it('saves the business license, credit code and optional legal-person ID through one package action', async () => {
     vi.mocked(listTenantQualifications).mockResolvedValue([{
       id: 'qualification-legal', tenantId: fullTenant.id, qualificationType: 'LEGAL_PERSON_ID',
       certificateNo: null, documentUrl: '/files/legal-person.png', status: 'PENDING', reviewComment: null, validTo: null,
@@ -288,13 +364,8 @@ describe('CustomersView', () => {
 
     const licenseFile = new File(['license'], 'license.png', { type: 'image/png' })
     const legalPersonFile = new File(['legal-person'], 'legal-person.png', { type: 'image/png' })
-    const qualificationInputs = document.querySelectorAll<HTMLInputElement>('.qualification-file input[type="file"]')
-    const licenseInput = qualificationInputs[0]
-    const legalPersonInput = qualificationInputs[1]
-    Object.defineProperty(licenseInput, 'files', { configurable: true, value: [licenseFile] })
-    licenseInput?.dispatchEvent(new Event('change', { bubbles: true }))
-    Object.defineProperty(legalPersonInput, 'files', { configurable: true, value: [legalPersonFile] })
-    legalPersonInput?.dispatchEvent(new Event('change', { bubbles: true }))
+    selectQualificationFile(0, licenseFile)
+    selectQualificationFile(1, legalPersonFile)
     await flushPromises()
 
     const buttons = [...document.querySelectorAll<HTMLButtonElement>('button')]
@@ -314,6 +385,101 @@ describe('CustomersView', () => {
     expect(uploadPlatformTenantQualification).not.toHaveBeenCalled()
   })
 
+  it('replaces only the business license while preserving an existing legal-person ID', async () => {
+    vi.mocked(listTenantQualifications).mockResolvedValue([
+      { id: 'qualification-license', tenantId: fullTenant.id, qualificationType: 'BUSINESS_LICENSE', certificateNo: fullTenant.unifiedSocialCreditCode, documentUrl: '/files/license.png', status: 'PENDING', reviewComment: null, validTo: null },
+      { id: 'qualification-legal', tenantId: fullTenant.id, qualificationType: 'LEGAL_PERSON_ID', certificateNo: null, documentUrl: '/files/legal-person.png', status: 'PENDING', reviewComment: null, validTo: null },
+    ])
+    vi.mocked(uploadPlatformTenantRequiredQualificationPackage).mockResolvedValueOnce({
+      businessLicenseQualificationId: 'qualification-business-new', legalPersonIdQualificationId: null,
+      tenantStatus: 'PROFILE_REQUIRED', businessLicenseDocumentUrl: '/files/license-new.png', legalPersonIdDocumentUrl: null,
+    })
+    mount(CustomersView, { attachTo: document.body, global: { plugins: [pinia, ElementPlus] } })
+    await flushPromises()
+    tableButtonByText('编辑')?.click()
+    await flushPromises()
+
+    const licenseFile = new File(['license-new'], 'license-new.png', { type: 'image/png' })
+    selectQualificationFile(0, licenseFile)
+    await flushPromises()
+    ;[...document.querySelectorAll<HTMLButtonElement>('button')]
+      .find((button) => button.textContent?.includes('保存资料和资质'))?.click()
+    await flushPromises()
+
+    expect(uploadPlatformTenantRequiredQualificationPackage).toHaveBeenCalledWith(
+      fullTenant.id, licenseFile, null, fullTenant.unifiedSocialCreditCode, true, false,
+    )
+    expect(uploadPlatformTenantQualification).not.toHaveBeenCalled()
+    expect(document.body.textContent).toContain('法人身份证可按需补充')
+  })
+
+  it('uploads an optional legal-person ID independently when the required business license already exists', async () => {
+    vi.mocked(listTenantQualifications).mockResolvedValue([{
+      id: 'qualification-license', tenantId: fullTenant.id, qualificationType: 'BUSINESS_LICENSE',
+      certificateNo: fullTenant.unifiedSocialCreditCode, documentUrl: '/files/license.png', status: 'PENDING', reviewComment: null, validTo: null,
+    }])
+    mount(CustomersView, { attachTo: document.body, global: { plugins: [pinia, ElementPlus] } })
+    await flushPromises()
+    tableButtonByText('编辑')?.click()
+    await flushPromises()
+
+    const legalPersonFile = new File(['legal-person'], 'legal-person.png', { type: 'image/png' })
+    selectQualificationFile(1, legalPersonFile)
+    await flushPromises()
+    ;[...document.querySelectorAll<HTMLButtonElement>('button')]
+      .find((button) => button.textContent?.includes('保存资料和资质'))?.click()
+    await flushPromises()
+
+    expect(uploadPlatformTenantRequiredQualificationPackage).not.toHaveBeenCalled()
+    expect(uploadPlatformTenantQualification).toHaveBeenCalledWith(
+      fullTenant.id, 'LEGAL_PERSON_ID', legalPersonFile, undefined, undefined, false,
+    )
+  })
+
+  it('retains a selected business license after an upload failure so the operator can retry', async () => {
+    vi.mocked(uploadPlatformTenantRequiredQualificationPackage)
+      .mockRejectedValueOnce(new Error('upload unavailable'))
+      .mockResolvedValueOnce({
+        businessLicenseQualificationId: 'qualification-business', legalPersonIdQualificationId: null,
+        tenantStatus: 'PROFILE_REQUIRED', businessLicenseDocumentUrl: '/files/license-new.png', legalPersonIdDocumentUrl: null,
+      })
+    mount(CustomersView, { attachTo: document.body, global: { plugins: [pinia, ElementPlus] } })
+    await flushPromises()
+    tableButtonByText('编辑')?.click()
+    await flushPromises()
+
+    const licenseFile = new File(['license-new'], 'retry-license.png', { type: 'image/png' })
+    selectQualificationFile(0, licenseFile)
+    await flushPromises()
+    const saveButton = [...document.querySelectorAll<HTMLButtonElement>('button')]
+      .find((button) => button.textContent?.includes('保存资料和资质'))
+    saveButton?.click()
+    await flushPromises()
+    expect(document.body.textContent).toContain('retry-license.png')
+
+    saveButton?.click()
+    await flushPromises()
+    expect(uploadPlatformTenantRequiredQualificationPackage).toHaveBeenCalledTimes(2)
+  })
+
+  it('submits a customer for review with a business license and no legal-person ID', async () => {
+    vi.mocked(listTenantQualifications).mockResolvedValue([{
+      id: 'qualification-license', tenantId: fullTenant.id, qualificationType: 'BUSINESS_LICENSE',
+      certificateNo: fullTenant.unifiedSocialCreditCode, documentUrl: '/files/license.png', status: 'PENDING', reviewComment: null, validTo: null,
+    }])
+    vi.spyOn(ElMessageBox, 'confirm').mockResolvedValue('confirm' as never)
+    mount(CustomersView, { attachTo: document.body, global: { plugins: [pinia, ElementPlus] } })
+    await flushPromises()
+    tableButtonByText('编辑')?.click()
+    await flushPromises()
+    ;[...document.querySelectorAll<HTMLButtonElement>('button')]
+      .find((button) => button.textContent?.trim() === '提交审核')?.click()
+    await flushPromises()
+
+    expect(ElMessageBox.confirm).toHaveBeenCalled()
+    expect(submitPlatformTenantReview).toHaveBeenCalledWith(fullTenant.id)
+  })
+
   it('submits the current filters to the backend export service without loading every customer page', async () => {
     const wrapper = mount(CustomersView, { attachTo: document.body, global: { plugins: [pinia, ElementPlus] } })
     await flushPromises()
@@ -398,7 +564,7 @@ describe('CustomersView', () => {
       .find((button) => button.textContent?.trim() === '审核通过')?.click()
     await flushPromises()
 
-    expect(approveEnterpriseReview).toHaveBeenCalledWith(pendingReview.id, '企业资料与必填资质完整、清晰，审核通过')
+    expect(approveEnterpriseReview).toHaveBeenCalledWith(pendingReview.id, '企业资料、营业执照和统一社会信用代码完整、清晰，审核通过（法人身份证为选填项）')
     expect(rejectEnterpriseReview).not.toHaveBeenCalled()
     expect(document.body.textContent).toContain('请立即保存以下一次性凭证')
     expect(document.body.textContent).toContain('merchant_8_owner')
@@ -459,7 +625,7 @@ describe('CustomersView', () => {
       .find((button) => button.textContent?.trim() === '审核通过')?.click()
     await flushPromises()
 
-    expect(approveEnterpriseReview).toHaveBeenCalledWith(pendingReview.id, '企业资料与必填资质完整、清晰，审核通过')
+    expect(approveEnterpriseReview).toHaveBeenCalledWith(pendingReview.id, '企业资料、营业执照和统一社会信用代码完整、清晰，审核通过（法人身份证为选填项）')
     expect(rejectEnterpriseReview).not.toHaveBeenCalled()
     expect(document.body.textContent).toContain('注册账号继续作为企业管理员')
     expect(document.body.textContent).not.toContain('请立即保存以下一次性凭证')
diff --git a/src/modules/iam/api/platformIam.test.ts b/src/modules/iam/api/platformIam.test.ts
index ecaa74c0..932bcf72 100644
--- a/src/modules/iam/api/platformIam.test.ts
+++ b/src/modules/iam/api/platformIam.test.ts
@@ -377,7 +377,7 @@ describe('platform IAM roles', () => {
     expect(http.post).toHaveBeenNthCalledWith(2, '/platform/v1/iam/tenants/8/submit-review', {})
   })
 
-  it('uploads both required files and the credit code in one package request', async () => {
+  it('uploads the business license, credit code and optional legal-person ID in one package request', async () => {
     const result = {
       businessLicenseQualificationId: '91', legalPersonIdQualificationId: '92',
       tenantStatus: 'PROFILE_REQUIRED', businessLicenseDocumentUrl: '/license.pdf',
@@ -400,6 +400,26 @@ describe('platform IAM roles', () => {
     expect(form.get('replaceLegalPersonId')).toBe('true')
   })
 
+  it('omits the optional legal-person ID parts when only the business license is uploaded', async () => {
+    const result = {
+      businessLicenseQualificationId: '91', legalPersonIdQualificationId: null,
+      tenantStatus: 'PROFILE_REQUIRED', businessLicenseDocumentUrl: '/license.pdf',
+      legalPersonIdDocumentUrl: null,
+    }
+    vi.mocked(http.post).mockResolvedValue({ code: '200', message: 'success', data: result })
+    const businessLicense = new File(['%PDF-1.4'], '营业执照.pdf', { type: 'application/pdf' })
+
+    await expect(uploadPlatformTenantRequiredQualificationPackage(
+      '8', businessLicense, null, '91440300MA5ABCDE12', true, false,
+    )).resolves.toEqual(result)
+
+    const form = vi.mocked(http.post).mock.calls[0]?.[1] as FormData
+    expect(form.get('businessLicense')).toBe(businessLicense)
+    expect(form.get('legalPersonId')).toBeNull()
+    expect(form.get('replaceBusinessLicense')).toBe('true')
+    expect(form.get('replaceLegalPersonId')).toBeNull()
+  })
+
   it('preserves long review identifiers and returns one-time administrator credentials', async () => {
     const reviewId = '190000000000000001'
     const approval = {