优化

src/modules/cross-border/api/orderBudgets.ts

@@ -0,0 +1,13 @@
+import { apiRequest } from '@/api/http'
+interface BudgetResult { status: string; usable: boolean; amountCny: number | string; message: string; orderNo: string | null }
+const base = '/merchant/v1/last-leg/order-budgets'
+// 资金回执成功才继续下单；超时保留当前幂等键，允许用户再次核对。
+export async function requireOrderBudget(kind: 'procurement' | 'trucking', key: string, amount: number, currency: string) {
+  const url = `${base}/${kind}/${encodeURIComponent(key)}`
+  let result = await apiRequest<BudgetResult>({ method: 'POST', url, data: { amount, currency } })
+  for (let attempt = 0; result.status === 'FREEZE_PENDING' && attempt < 12; attempt++) {
+    await new Promise(resolve => setTimeout(resolve, 1000))
+    result = await apiRequest<BudgetResult>({ method: 'GET', url })
+  }
+  if (!result.usable) throw new Error(result.message || '余额及授信校验未完成，请稍后重试')
+}