diff --git a/scripts/admin-test-env-acceptance.mjs b/scripts/admin-test-env-acceptance.mjs
index acf3a29ed..abad2a9e7 100644
--- a/scripts/admin-test-env-acceptance.mjs
+++ b/scripts/admin-test-env-acceptance.mjs
@@ -55,6 +55,13 @@ export function normalizeModuleOrder(modules) {
       normalized.splice(normalized.indexOf('phase3-loading') + 1, 0, 'phase3-order-splitting')
     }
   }
+  const financeChain = ['finance-full-fixtures', 'finance-reconciliation-full', 'finance-settlement-full']
+  const firstFinanceIndex = normalized.findIndex((name) => financeChain.includes(name))
+  if (firstFinanceIndex >= 0) {
+    const prerequisites = ['merchant-qualification-fixture', 'orders', 'inbound-measurement', 'phase3-container-loading']
+    const missing = prerequisites.filter((name) => !normalized.includes(name))
+    if (missing.length > 0) normalized.splice(firstFinanceIndex, 0, ...missing)
+  }
   if (normalized.includes('fee-items')) {
     const prerequisites = ['merchant-qualification-fixture', 'orders']
     const feeItemsIndex = normalized.indexOf('fee-items')
diff --git a/scripts/admin-test-env-modules/README.md b/scripts/admin-test-env-modules/README.md
index febd92aa5..4013054e4 100644
--- a/scripts/admin-test-env-modules/README.md
+++ b/scripts/admin-test-env-modules/README.md
@@ -97,6 +97,10 @@ node scripts/admin-test-env-acceptance.mjs --modules suppliers
 node --test scripts/admin-test-env-modules/suppliers-contract.test.mjs
 ```
 
+## Finance 全链前置
+
+`finance-full-fixtures` 会通过正式供应商 API 创建本轮隔离的 ACTIVE 供应商，并按费用项目类别校验后再生成 PAYABLE；不会使用历史供应商 ID。只请求 `finance-full-fixtures,finance-reconciliation-full,finance-settlement-full` 时，总入口会自动补齐 `merchant-qualification-fixture -> orders -> inbound-measurement -> phase3-container-loading`，确保 Finance 能消费本轮真实已完成柜次。若这些前置仍未产出同 marker 的完成柜次，Finance 会 fail-closed，不能把 finance-only 前置不足计为 Finance 业务成功。
+
 ## 国内整柜与客户运营统计
 
 - `domestic-container.mjs`：整柜入库、出库、库存列表和详情；静态契约为 `domestic-container-contract.test.mjs`。
diff --git a/scripts/admin-test-env-modules/finance-full-fixtures-contract.test.mjs b/scripts/admin-test-env-modules/finance-full-fixtures-contract.test.mjs
index 12eba52e8..3b1ab096e 100644
--- a/scripts/admin-test-env-modules/finance-full-fixtures-contract.test.mjs
+++ b/scripts/admin-test-env-modules/finance-full-fixtures-contract.test.mjs
@@ -3,7 +3,7 @@ import assert from 'node:assert/strict'
 import fs from 'node:fs'
 import path from 'node:path'
 import { fileURLToPath } from 'node:url'
-import { buildContainerCostBody, normalizeFinanceFixtureSources, run,
+import { buildContainerCostBody, buildSupplierBody, normalizeFinanceFixtureSources, run,
   supplierCategoryForFeeItem } from './finance-full-fixtures.mjs'
 
 const here = path.dirname(fileURLToPath(import.meta.url))
@@ -40,6 +40,16 @@ test('PAYABLE fee selection requires the formal flag and a Finance-supported sup
   assert.equal(supplierCategoryForFeeItem({ feeCode: 'UNSUPPORTED', feeName: '操作费' }), null)
 })
 
+test('Finance PAYABLE fixture creates an isolated ACTIVE supplier through the formal API', () => {
+  const body = buildSupplierBody('ADMIN-API-20260815-FINANCE', 'BOOKING')
+  assert.equal(body.category, 'BOOKING')
+  assert.equal(body.scope, 'DOMESTIC')
+  assert.equal(body.status, 'ACTIVE')
+  assert.match(body.name, /^财务验收供应商-/)
+  assert.match(source, /POST', '\/api\/platform\/v1\/suppliers\?tenantId=0'/)
+  assert.match(source, /detail\?\.status === 'ACTIVE' && detail\?\.category === category/)
+})
+
 test('automatic fee fixture completes the reviewed pricing workflow without recalculating', () => {
   assert.match(source, /latest\?\.feeId/)
   assert.doesNotMatch(source, /latest\?\.id/)
diff --git a/scripts/admin-test-env-modules/finance-full-fixtures.mjs b/scripts/admin-test-env-modules/finance-full-fixtures.mjs
index db3af973a..8923454bf 100644
--- a/scripts/admin-test-env-modules/finance-full-fixtures.mjs
+++ b/scripts/admin-test-env-modules/finance-full-fixtures.mjs
@@ -36,6 +36,19 @@ export function supplierCategoryForFeeItem(item) {
   return null
 }
 
+export function buildSupplierBody(marker, category) {
+  const suffix = String(marker || '').replace(/[^0-9A-Za-z]/g, '').slice(-24)
+  return {
+    name: `财务验收供应商-${suffix}`,
+    category,
+    ...(category === 'BOOKING' ? { scope: 'DOMESTIC' } : {}),
+    region: '宁波', legalRepresentative: '财务验收法人', contactName: '财务验收联系人',
+    phone: '13800000000', email: `finance-supplier-${suffix || 'fixture'}@example.com`,
+    address: '财务验收地址', businessLicenseNo: `FIN${suffix}`.slice(0, 64),
+    licenseFileId: null, status: 'ACTIVE', settlementPeriod: 'MONTHLY_30', remark: marker,
+  }
+}
+
 async function createOrder(context, suffix, pricingProfile = null) {
   if (context.financeFixtureHooks?.createOrder) return context.financeFixtureHooks.createOrder(context, suffix, pricingProfile)
   const originalMarker = context.marker
@@ -230,10 +243,19 @@ async function loadPublishedAutomaticFee(context, resource) {
 async function loadSupplier(context, category) {
   if (context.financeFixtureHooks?.loadSupplier) return context.financeFixtureHooks.loadSupplier(context, category)
   if (!category) return null
-  const path = `/api/platform/v1/suppliers?page=1&size=200&status=ACTIVE&category=${encodeURIComponent(category)}`
-  const response = await context.request('GET', path)
-  const page = context.apiSuccess(MODULE, '查询 Warehouse ACTIVE 费用类别供应商', response, `category=${category}`, OPTIONS)
-  return rows(page).find((item) => item?.status === 'ACTIVE' && item?.category === category && item?.id && item?.name) || null
+  const body = buildSupplierBody(context.marker, category)
+  const response = await request(context, 'POST', '/api/platform/v1/suppliers?tenantId=0', body)
+  const supplierId = id(context.apiSuccess(MODULE, '创建本轮 Finance 隔离供应商', response,
+    `category=${category}`, OPTIONS))
+  if (!supplierId) return null
+  const detailResponse = await context.request('GET', `/api/platform/v1/suppliers/${encodeURIComponent(supplierId)}?tenantId=0`)
+  const detail = context.apiSuccess(MODULE, '回读本轮 Finance 隔离供应商', detailResponse,
+    `supplierId=${supplierId}`, OPTIONS)
+  context.assert(MODULE, 'Finance 供应商为 ACTIVE 且类别匹配费用项目', detailResponse,
+    id(detail?.id) === supplierId && detail?.status === 'ACTIVE' && detail?.category === category
+      && detail?.name === body.name,
+    `supplierId=${supplierId}, status=${detail?.status || 'missing'}, category=${detail?.category || 'missing'}`, OPTIONS)
+  return detail?.status === 'ACTIVE' && detail?.category === category ? detail : null
 }
 
 async function uploadVoucher(context, customerId) {
diff --git a/scripts/full-regression-entry-contract.test.mjs b/scripts/full-regression-entry-contract.test.mjs
index ef340f731..e542ae229 100644
--- a/scripts/full-regression-entry-contract.test.mjs
+++ b/scripts/full-regression-entry-contract.test.mjs
@@ -135,3 +135,11 @@ test('default Admin HTTP entry carries one marker-isolated loading chain through
   assert.match(finalize, /统一硬门禁通过后推进 LOADED 且五类有效证据仍完整/)
   assert.match(finalize, /统一订单详情投影同一订单为 LOADED[\s\S]*统一订单列表投影同一订单为 LOADED/)
 })
+
+test('Finance-only HTTP entry expands the completed-container producer prerequisites', () => {
+  const focused = normalizeModuleOrder(['finance-full-fixtures', 'finance-reconciliation-full', 'finance-settlement-full'])
+  assert.deepEqual(focused.slice(0, 4), [
+    'merchant-qualification-fixture', 'orders', 'inbound-measurement', 'phase3-container-loading',
+  ])
+  assert.deepEqual(focused.slice(-3), ['finance-full-fixtures', 'finance-reconciliation-full', 'finance-settlement-full'])
+})