diff --git a/scripts/admin-test-env-modules/finance-settlement-full-contract.test.mjs b/scripts/admin-test-env-modules/finance-settlement-full-contract.test.mjs
index 79b0525ae..63665eb17 100644
--- a/scripts/admin-test-env-modules/finance-settlement-full-contract.test.mjs
+++ b/scripts/admin-test-env-modules/finance-settlement-full-contract.test.mjs
@@ -37,6 +37,7 @@ function fakeContext(overrides = {}) {
     ...overrides }
   const calls = []; const assertions = []; const gaps = []; const steps = []
   return { marker: 'T1', token: 'token', createdResources: { financeFullFixtures: fixture }, calls, assertions, gaps, steps,
+    financeState: { balances, paidAmounts, statuses, versions },
     addStep(module, name, response, passed, evidence, options) { steps.push({ module, name, passed, evidence, options }) }, addCoverageGap(...args) { gaps.push(args) },
     assert(module, name, res, condition) { assertions.push({ name, condition }); assert.equal(condition, true, name) },
     async request(method, path, body, token, headers) {
@@ -113,6 +114,17 @@ test('正式结算动作仅使用本轮 fixture，覆盖 VOID/REOPEN、重放、
   }
 })
 
+test('结算动作按实时详情跳过已被前置幂等场景部分收款的陈旧 fixture', async () => {
+  const context = fakeContext()
+  context.financeState.balances.set('101', 99.99)
+  context.financeState.paidAmounts.set('101', 0.01)
+  context.financeState.statuses.set('101', 'PARTIALLY_PAID')
+  await run(context)
+  const firstAction = context.calls.find((call) => call.path.endsWith('/actions'))
+  assert.match(firstAction.path, /\/settlements\/102\/actions$/)
+  assert.equal(context.gaps.length, 0)
+})
+
 test('冻结共享输入使用 4 条 statements、3 条 AR 和 payableSettlements 数组', async () => {
   const context = fakeContext()
   assert.equal(context.createdResources.financeFullFixtures.statements.length, 4)
diff --git a/scripts/admin-test-env-modules/finance-settlement-full.mjs b/scripts/admin-test-env-modules/finance-settlement-full.mjs
index 226e98d76..73b672522 100644
--- a/scripts/admin-test-env-modules/finance-settlement-full.mjs
+++ b/scripts/admin-test-env-modules/finance-settlement-full.mjs
@@ -36,6 +36,15 @@ async function detail(context, targetId) {
   return { response, value: data(response) }
 }
 
+async function findActionTarget(context, items) {
+  for (const item of items) {
+    const current = await detail(context, settlementId(item))
+    if (ok(current.response) && status(current.value) === 'ISSUED'
+      && outstanding(current.value) > 0 && paid(current.value) === 0) return item
+  }
+  return null
+}
+
 async function verifyVoidReopen(context, item) {
   const targetId = settlementId(item)
   const before = await detail(context, targetId)
@@ -152,8 +161,7 @@ export async function run(context) {
     manualIds.length > 0 && manualIds.every((feeId) => usedIds.has(feeId)),
     `manual=${manualIds.length}, settled=${manualIds.filter((feeId) => usedIds.has(feeId)).length}`, OPTIONS)
 
-  const actionTarget = validReceivables.find((item) => item.status === 'ISSUED')
-    ?? validPayables.find((item) => item.status === 'ISSUED')
+  const actionTarget = await findActionTarget(context, [...validReceivables, ...validPayables])
   if (!actionTarget) gap(context, '取得结算单动作 Fixture', 'settlement VOID/REOPEN', '本轮没有未收付款且状态 ISSUED 的 AR/AP，禁止借历史单据')
   else await verifyVoidReopen(context, actionTarget)