优化

finance/src/main/java/com/baiyue/finance/client/FirstlegFeeSourceClient.java

@@ -12,6 +12,7 @@ import org.springframework.web.bind.annotation.RequestParam;
 import java.math.BigDecimal;
 import java.time.LocalDate;
 import java.time.LocalDateTime;
+import java.util.List;
 
 @FeignClient(name = "firstleg-service", contextId = "financeFirstlegFeeSourceClient",
     url = "${baiyue.clients.firstleg.url:}", path = "/internal/firstleg/v1")
@@ -45,6 +46,8 @@ public interface FirstlegFeeSourceClient {
                     Long containerBookingId, String containerNo, long customerId,
                     String customerName, Long supplierId, String supplierName,
                     String supplierCategory,
+                    String settlementMode, LocalDateTime paidAt, String paymentMethod,
+                    String paymentReferenceNo, List<Long> paymentVoucherFileIds,
                     Long feeItemId, String feeItemCode,
                     String feeItemName, String direction, LocalDate businessDate,
                     String currency, BigDecimal totalAmount, String reviewStatus,

finance/src/main/java/com/baiyue/finance/dto/FinanceReadModels.java

@@ -53,6 +53,11 @@ public final class FinanceReadModels {
         String feeItemName,
         BigDecimal amount,
         String currency,
+        String settlementMode,
+        LocalDateTime paidAt,
+        String paymentMethod,
+        String paymentReferenceNo,
+        List<String> paymentVoucherFileIds,
         String status,
         LocalDateTime createdAt) {}
 

finance/src/main/java/com/baiyue/finance/service/FinanceCustomerAccountService.java

@@ -67,7 +67,7 @@ public class FinanceCustomerAccountService {
                 .forEach(row -> metric(result, row, "pendingBilling", "amount"));
         jdbc.queryForList("SELECT tenant_id customer_id,SUM(received_amount) amount FROM fin_receipt WHERE tenant_id IN (" + placeholders + ") AND status='CONFIRMED' GROUP BY tenant_id", customerIds.toArray())
                 .forEach(row -> metric(result, row, "receivedInPeriod", "amount"));
-        jdbc.queryForList("SELECT tenant_id customer_id,SUM(cost_amount) amount FROM fin_cost WHERE tenant_id IN (" + placeholders + ") AND status<>'VOIDED' GROUP BY tenant_id", customerIds.toArray())
+        jdbc.queryForList("SELECT tenant_id customer_id,SUM(outstanding_amount) amount FROM fin_settlement WHERE tenant_id IN (" + placeholders + ") AND direction='PAYABLE' AND status<>'VOIDED' GROUP BY tenant_id", customerIds.toArray())
                 .forEach(row -> metric(result, row, "outstandingPayable", "amount"));
         Object[] changeArgs = new Object[customerIds.size() * 3];
         for (int i = 0; i < 3; i++) System.arraycopy(customerIds.toArray(), 0, changeArgs, i * customerIds.size(), customerIds.size());

finance/src/main/java/com/baiyue/finance/service/FinanceFeeSourceEventService.java

@@ -81,11 +81,13 @@ public class FinanceFeeSourceEventService {
         }
         jdbc.update("UPDATE fin_fee_source SET status='SUPERSEDED' WHERE source_system='FIRSTLEG' AND source_fee_id=? AND status='AVAILABLE'",
             snapshot.feeId());
-        jdbc.update("INSERT INTO fin_fee_source(source_system,source_fee_id,source_fee_version,customer_id,source_type,source_no,direction,order_id,inbound_id,container_id,fee_item_code,fee_item_name,amount,currency_code,source_hash,source_snapshot,status) VALUES ('FIRSTLEG',?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,'AVAILABLE')",
+        jdbc.update("INSERT INTO fin_fee_source(source_system,source_fee_id,source_fee_version,customer_id,source_type,source_no,direction,order_id,inbound_id,container_id,fee_item_code,fee_item_name,amount,currency_code,settlement_mode,paid_at,payment_method,payment_reference_no,payment_voucher_file_ids,source_hash,source_snapshot,status) VALUES ('FIRSTLEG',?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,?,'AVAILABLE')",
             snapshot.feeId(), snapshot.feeVersion(), snapshot.customerId(), snapshot.sourceType(),
             snapshot.sourceType().equals("INBOUND_FEE") ? snapshot.inboundCode() : snapshot.containerNo(),
             snapshot.direction(), snapshot.orderId(), snapshot.inboundId(), snapshot.containerId(),
             snapshot.feeItemCode(), snapshot.feeItemName(), snapshot.totalAmount(), snapshot.currency(),
+            snapshot.settlementMode(), snapshot.paidAt(), snapshot.paymentMethod(),
+            snapshot.paymentReferenceNo(), voucherJson(snapshot.paymentVoucherFileIds()),
             snapshot.sourceHash(), json(snapshot));
         return jdbc.queryForObject("SELECT id FROM fin_fee_source WHERE source_system='FIRSTLEG' AND source_fee_id=? AND source_fee_version=?",
             Long.class, snapshot.feeId(), snapshot.feeVersion());
@@ -138,14 +140,44 @@ public class FinanceFeeSourceEventService {
             if (!value.supplierName().equals(supplier.name())) {
                 throw error("FIN-EVT-012", "应付费用来源供应商名称快照不一致");
             }
+            validatePayableSettlement(value);
         } else if (value.supplierId() != null || !blank(value.supplierName())
             || !blank(value.supplierCategory())) {
             throw error("FIN-EVT-012", "应收费用不得携带供应商快照");
+        } else if (!blank(value.settlementMode()) || value.paidAt() != null
+            || !blank(value.paymentMethod()) || !blank(value.paymentReferenceNo())
+            || (value.paymentVoucherFileIds() != null && !value.paymentVoucherFileIds().isEmpty())) {
+            throw error("FIN-EVT-012", "应收费用不得携带结算方式或已付快照");
         }
         if ("INBOUND_FEE".equals(value.sourceType()) && (value.inboundId() == null || !String.valueOf(value.inboundId()).equals(event.payload().inboundId()))) throw error("FIN-EVT-013", "入库单归属不一致");
         if ("CONTAINER_FEE".equals(value.sourceType()) && (value.containerId() == null || !String.valueOf(value.containerId()).equals(event.payload().containerId()))) throw error("FIN-EVT-014", "柜子归属不一致");
     }
 
+    private void validatePayableSettlement(FirstlegFeeSourceClient.Snapshot value) {
+        boolean hasVouchers = value.paymentVoucherFileIds() != null
+            && !value.paymentVoucherFileIds().isEmpty();
+        if (hasVouchers && (value.paymentVoucherFileIds().size() > 20
+            || value.paymentVoucherFileIds().stream().anyMatch(id -> id == null || id <= 0))) {
+            throw error("FIN-EVT-012", "付款凭证文件快照无效");
+        }
+        if ("ON_ACCOUNT".equals(value.settlementMode())) {
+            if (value.paidAt() != null || !blank(value.paymentMethod())
+                || !blank(value.paymentReferenceNo()) || hasVouchers) {
+                throw error("FIN-EVT-012", "账期应付不得携带已付快照");
+            }
+            return;
+        }
+        if (!"DIRECT_PAID".equals(value.settlementMode()) || value.paidAt() == null
+            || !Set.of("ONLINE", "BANK_TRANSFER", "CASH", "OTHER").contains(value.paymentMethod())
+            || (blank(value.paymentReferenceNo()) && !hasVouchers)) {
+            throw error("FIN-EVT-012", "直接已付费用来源快照不完整");
+        }
+    }
+
+    private String voucherJson(java.util.List<Long> values) {
+        return values == null || values.isEmpty() ? null : json(values);
+    }
+
     private String json(Object value) {
         try { return objectMapper.writeValueAsString(value); }
         catch (JsonProcessingException e) { throw error("FIN-EVT-001", "事件序列化失败"); }

finance/src/main/java/com/baiyue/finance/service/FinancePhase1OperationService.java

@@ -69,7 +69,7 @@ public class FinancePhase1OperationService {
             "(SELECT COALESCE(SUM(outstanding_amount),0) FROM fin_bill b WHERE b.tenant_id=c.customer_id AND b.status<>'VOIDED') outstanding_receivable," +
             "(SELECT COALESCE(SUM(amount),0) FROM fin_fee_source f WHERE f.customer_id=c.customer_id AND f.direction='RECEIVABLE' AND f.status='AVAILABLE' AND NOT EXISTS(SELECT 1 FROM fin_bill_line bl WHERE bl.source_id=f.id AND bl.source_version=f.source_fee_version)) pending_billing," +
             "(SELECT COALESCE(SUM(received_amount),0) FROM fin_receipt r WHERE r.tenant_id=c.customer_id AND r.status='CONFIRMED') received_period," +
-            "(SELECT COALESCE(SUM(cost_amount),0) FROM fin_cost x WHERE x.tenant_id=c.customer_id AND x.status<>'VOIDED') outstanding_payable," +
+            "(SELECT COALESCE(SUM(outstanding_amount),0) FROM fin_settlement x WHERE x.tenant_id=c.customer_id AND x.direction='PAYABLE' AND x.status<>'VOIDED') outstanding_payable," +
             "GREATEST(COALESCE((SELECT MAX(updated_at) FROM fin_bill b WHERE b.tenant_id=c.customer_id),'1970-01-01'),COALESCE((SELECT MAX(updated_at) FROM fin_receipt r WHERE r.tenant_id=c.customer_id),'1970-01-01'),COALESCE((SELECT MAX(updated_at) FROM fin_cost x WHERE x.tenant_id=c.customer_id),'1970-01-01')) last_changed_at" + base + " ORDER BY last_changed_at DESC,c.customer_id DESC LIMIT ? OFFSET ?";
         Object[] args = java.util.Arrays.copyOf(filterArgs, filterArgs.length + 2);
         args[args.length - 2] = pageSize; args[args.length - 1] = (page - 1) * pageSize;

finance/src/main/java/com/baiyue/finance/service/FinanceQueryService.java

@@ -96,7 +96,7 @@ public class FinanceQueryService {
         String normalized = direction == null || direction.isBlank() ? "ALL" : direction.trim().toUpperCase(java.util.Locale.ROOT);
         if (!List.of("ALL", "RECEIVABLE", "PAYABLE").contains(normalized)) throw bad("费用方向只能是RECEIVABLE或PAYABLE");
         List<FeePoolItem> result = new ArrayList<>();
-        String sourceSql = "SELECT id,customer_id,direction,source_type,source_fee_id,source_fee_version,order_id,inbound_id,container_id,fee_item_name,amount,currency_code,status,created_at FROM fin_fee_source WHERE status='AVAILABLE'";
+        String sourceSql = "SELECT id,customer_id,direction,source_type,source_fee_id,source_fee_version,order_id,inbound_id,container_id,fee_item_name,amount,currency_code,settlement_mode,paid_at,payment_method,payment_reference_no,payment_voucher_file_ids,status,created_at FROM fin_fee_source WHERE status='AVAILABLE'";
         List<Object> sourceArgs = new ArrayList<>();
         if (customerId != null) { sourceSql += " AND customer_id=?"; sourceArgs.add(customerId); }
         if (!"ALL".equals(normalized)) { sourceSql += " AND direction=?"; sourceArgs.add(normalized); }
@@ -107,18 +107,10 @@ public class FinanceQueryService {
                 rs.getString("source_type"), rs.getLong("source_fee_id"), rs.getInt("source_fee_version"),
                 nullableLong(rs, "order_id"), nullableLong(rs, "inbound_id"), nullableLong(rs, "container_id"),
                 rs.getString("fee_item_name"), rs.getBigDecimal("amount"), rs.getString("currency_code"),
+                rs.getString("settlement_mode"), time(rs, "paid_at"), rs.getString("payment_method"),
+                rs.getString("payment_reference_no"), fileIds(rs.getString("payment_voucher_file_ids")),
                 rs.getString("status"), time(rs, "created_at"));
         }, sourceArgs.toArray()));
-        if (!"RECEIVABLE".equals(normalized)) {
-            String costSql = "SELECT id,tenant_id,order_id,inbound_id,container_id,fee_item_name,cost_amount,currency_code,status,created_at FROM fin_cost";
-            Object[] costArgs = new Object[0];
-            if (customerId != null) { costSql += " WHERE tenant_id=?"; costArgs = new Object[]{customerId}; }
-            costSql += " ORDER BY created_at DESC,id DESC";
-            result.addAll(jdbc.query(costSql, (rs, rowNum) ->
-                new FeePoolItem("PAYABLE:" + rs.getLong("id"), rs.getLong("tenant_id"), "PAYABLE", "MANUAL_COST", rs.getLong("id"), 1,
-                    nullableLong(rs, "order_id"), nullableLong(rs, "inbound_id"), nullableLong(rs, "container_id"),
-                    rs.getString("fee_item_name"), rs.getBigDecimal("cost_amount"), rs.getString("currency_code"), rs.getString("status"), time(rs, "created_at")), costArgs));
-        }
         result.sort(Comparator.comparing(FeePoolItem::createdAt, Comparator.nullsLast(Comparator.reverseOrder())));
         return List.copyOf(result);
     }

finance/src/main/java/com/baiyue/finance/service/FinanceSettlementService.java

@@ -140,7 +140,7 @@ public class FinanceSettlementService {
         List<Object> args = new ArrayList<>();
         args.addAll(ids);
         List<Map<String, Object>> sources = jdbc.queryForList(
-            "SELECT id,customer_id,direction,currency_code,status,amount,fee_item_code,fee_item_name,source_snapshot," +
+            "SELECT id,customer_id,direction,currency_code,status,amount,fee_item_code,fee_item_name,settlement_mode,source_snapshot," +
                 "review_status," +
                 "CAST(JSON_UNQUOTE(JSON_EXTRACT(source_snapshot,'$.supplierId')) AS UNSIGNED) supplier_id," +
                 "JSON_UNQUOTE(JSON_EXTRACT(source_snapshot,'$.supplierName')) supplier_name," +
@@ -152,6 +152,9 @@ public class FinanceSettlementService {
         for (Map<String, Object> source : sources) {
             Long supplierId = nullableNumber(source, "supplier_id");
             if (supplierId == null || supplierId != request.supplierId()) throw error("FIN_409", "应付来源必须属于同一供应商");
+            if (!"ON_ACCOUNT".equals(text(source, "settlement_mode"))) {
+                throw error("FIN_409", "只有ON_ACCOUNT账期应付费用可以生成应付结算单");
+            }
             if (!"PAYABLE".equals(text(source, "direction")) || !"AVAILABLE".equals(text(source, "status"))
                 || !"APPROVED".equals(text(source, "review_status")) || decimal(source, "amount").signum() <= 0) {
                 throw error("FIN_409", "费用来源未审核、金额无效或状态不可用");

finance/src/main/resources/db/fee-source-event-migration.sql

@@ -31,6 +31,16 @@ CALL finance_fee_source_add_column('fin_fee_source', 'fee_item_code',
   "VARCHAR(64) NULL COMMENT '来源费用项目编码快照' AFTER container_id");
 CALL finance_fee_source_add_column('fin_fee_source', 'source_hash',
   "CHAR(64) NULL COMMENT 'Firstleg费用来源完整快照SHA-256哈希' AFTER currency_code");
+CALL finance_fee_source_add_column('fin_fee_source', 'settlement_mode',
+  "VARCHAR(16) NULL COMMENT '仅PAYABLE：ON_ACCOUNT账期应付、DIRECT_PAID业务已付；RECEIVABLE为空' AFTER currency_code");
+CALL finance_fee_source_add_column('fin_fee_source', 'paid_at',
+  "DATETIME(3) NULL COMMENT 'DIRECT_PAID业务已付时间' AFTER settlement_mode");
+CALL finance_fee_source_add_column('fin_fee_source', 'payment_method',
+  "VARCHAR(32) NULL COMMENT 'DIRECT_PAID付款方式' AFTER paid_at");
+CALL finance_fee_source_add_column('fin_fee_source', 'payment_reference_no',
+  "VARCHAR(128) NULL COMMENT 'DIRECT_PAID付款流水号' AFTER payment_method");
+CALL finance_fee_source_add_column('fin_fee_source', 'payment_voucher_file_ids',
+  "JSON NULL COMMENT 'DIRECT_PAID付款凭证File ID数组' AFTER payment_reference_no");
 CALL finance_fee_source_add_column('fin_fee_source', 'source_snapshot',
   "JSON NULL COMMENT 'Firstleg费用来源完整不可变JSON快照' AFTER source_hash");
 CALL finance_fee_source_add_column('fin_fee_source', 'review_status',
@@ -90,8 +100,9 @@ BEGIN
   IF (SELECT COUNT(*) FROM information_schema.columns
        WHERE table_schema = DATABASE() AND table_name = 'fin_fee_source'
          AND column_name IN ('source_type','source_no','direction','container_id','fee_item_code',
-                             'source_hash','source_snapshot','review_status','review_reason',
+                             'settlement_mode','paid_at','payment_method','payment_reference_no',
-                             'operation_version','updated_at')) <> 11 THEN
+                             'payment_voucher_file_ids','source_hash','source_snapshot','review_status','review_reason',
+                             'operation_version','updated_at')) <> 16 THEN
     SIGNAL SQLSTATE '45000' SET MESSAGE_TEXT = 'Finance费用来源迁移失败：来源快照字段不完整';
   END IF;
   IF (SELECT COUNT(*) FROM information_schema.columns

finance/src/main/resources/db/finance.sql

@@ -18,6 +18,11 @@ CREATE TABLE IF NOT EXISTS fin_fee_source (
   fee_item_name VARCHAR(200) NOT NULL COMMENT '来源费用项目名称快照',
   amount DECIMAL(20,6) NOT NULL COMMENT '来源费用金额，精度6位小数',
   currency_code CHAR(3) NOT NULL DEFAULT 'CNY' COMMENT 'ISO 4217三位币种代码，首期仅CNY',
+  settlement_mode VARCHAR(16) NULL COMMENT '仅PAYABLE：ON_ACCOUNT账期应付、DIRECT_PAID业务已付；RECEIVABLE为空',
+  paid_at DATETIME(3) NULL COMMENT 'DIRECT_PAID业务已付时间',
+  payment_method VARCHAR(32) NULL COMMENT 'DIRECT_PAID付款方式：ONLINE、BANK_TRANSFER、CASH、OTHER',
+  payment_reference_no VARCHAR(128) NULL COMMENT 'DIRECT_PAID付款流水号',
+  payment_voucher_file_ids JSON NULL COMMENT 'DIRECT_PAID付款凭证File ID数组',
   source_hash CHAR(64) NOT NULL COMMENT 'Firstleg费用来源完整快照SHA-256哈希',
   source_snapshot JSON NOT NULL COMMENT 'Firstleg费用来源完整不可变JSON快照',
   review_status VARCHAR(16) NOT NULL DEFAULT 'DRAFT' COMMENT 'Finance费用状态：DRAFT草稿、PENDING待审核、APPROVED已通过、REJECTED已驳回',
@@ -30,7 +35,16 @@ CREATE TABLE IF NOT EXISTS fin_fee_source (
   UNIQUE KEY uk_fin_fee_source (source_system, source_fee_id, source_fee_version),
   KEY idx_fin_fee_source_customer (customer_id, status),
   CONSTRAINT chk_fin_fee_source_currency CHECK (currency_code = 'CNY'),
-  CONSTRAINT chk_fin_fee_source_amount CHECK (amount >= 0)
+  CONSTRAINT chk_fin_fee_source_amount CHECK (amount >= 0),
+  CONSTRAINT chk_fin_fee_source_settlement CHECK (
+    (direction='RECEIVABLE' AND settlement_mode IS NULL AND paid_at IS NULL AND payment_method IS NULL
+      AND payment_reference_no IS NULL AND payment_voucher_file_ids IS NULL)
+    OR (direction='PAYABLE' AND settlement_mode='ON_ACCOUNT' AND paid_at IS NULL AND payment_method IS NULL
+      AND payment_reference_no IS NULL AND payment_voucher_file_ids IS NULL)
+    OR (direction='PAYABLE' AND settlement_mode='DIRECT_PAID' AND paid_at IS NOT NULL
+      AND payment_method IN ('ONLINE','BANK_TRANSFER','CASH','OTHER')
+      AND (payment_reference_no IS NOT NULL OR JSON_LENGTH(payment_voucher_file_ids)>0))
+  )
 ) ENGINE=InnoDB COMMENT='Firstleg费用来源快照池；账单人工选择并固化明细';
 
 CREATE TABLE IF NOT EXISTS fin_inbox_event (

finance/src/test/java/com/baiyue/finance/FinanceFeePoolDirectionBehaviorTest.java

@@ -36,7 +36,7 @@ class FinanceFeePoolDirectionBehaviorTest {
 
         assertThat(result).isNotEmpty().allMatch(item -> "PAYABLE".equals(item.direction()));
         assertThat(jdbc.sourceDirections).containsExactly("PAYABLE");
-        assertThat(jdbc.costQueryCount).isEqualTo(1);
+        assertThat(jdbc.costQueryCount).isZero();
     }
 
     private static final class DirectionJdbc extends JdbcTemplate {
@@ -60,7 +60,8 @@ class FinanceFeePoolDirectionBehaviorTest {
 
         private static FeePoolItem item(String direction, String sourceType, long sourceId) {
             return new FeePoolItem(direction + ":" + sourceId, 7L, direction, sourceType, sourceId, 1,
-                11L, 21L, null, "清关费", new BigDecimal("100.00"), "CNY", "AVAILABLE",
+                11L, 21L, null, "清关费", new BigDecimal("100.00"), "CNY",
+                "PAYABLE".equals(direction) ? "ON_ACCOUNT" : null, null, null, null, List.of(), "AVAILABLE",
                 LocalDateTime.of(2026, 8, 11, 1, 0));
         }
     }

finance/src/test/java/com/baiyue/finance/FinanceFeeSourceEventServiceTest.java

@@ -70,7 +70,8 @@ class FinanceFeeSourceEventServiceTest {
         givenNewEvent();
         var snapshot = new FirstlegFeeSourceClient.Snapshot(7, "CONTAINER_FEE", 31, 1,
             null, null, null, 41L, 61L, "C-41", 7, "客户", 71L, "现有供应商",
-            "TRUCKING", 61L, "TRUCKING", "拖车费", "PAYABLE", LocalDate.of(2026, 8, 11),
+            "TRUCKING", "ON_ACCOUNT", null, null, null, List.of(),
+            61L, "TRUCKING", "拖车费", "PAYABLE", LocalDate.of(2026, 8, 11),
             "CNY", new BigDecimal("300.00"), "APPROVED", "PUBLISHED",
             LocalDateTime.of(2026, 8, 11, 1, 0), null, null, null, null,
             "source-hash-payable", 1);
@@ -81,7 +82,7 @@ class FinanceFeeSourceEventServiceTest {
         verify(supplierValidator).requireActive(71L, "TRUCKING");
         ArgumentCaptor<Object[]> values = ArgumentCaptor.forClass(Object[].class);
         verify(jdbc).update(startsWith("INSERT INTO fin_fee_source"), values.capture());
-        assertThat(values.getValue()[14].toString())
+        assertThat(values.getValue()[19].toString())
             .contains("\"supplierId\":71", "\"supplierName\":\"现有供应商\"", "\"supplierCategory\":\"TRUCKING\"");
     }
 
@@ -91,7 +92,8 @@ class FinanceFeeSourceEventServiceTest {
         givenNewEvent();
         var snapshot = new FirstlegFeeSourceClient.Snapshot(7, "CONTAINER_FEE", 31, 1,
             null, null, null, 41L, 61L, "C-41", 7, "客户", 71L, "现有供应商",
-            null, 61L, "STORAGE", "仓储费", "PAYABLE", LocalDate.of(2026, 8, 11),
+            null, "ON_ACCOUNT", null, null, null, List.of(),
+            61L, "STORAGE", "仓储费", "PAYABLE", LocalDate.of(2026, 8, 11),
             "CNY", new BigDecimal("300.00"), "APPROVED", "PUBLISHED",
             LocalDateTime.of(2026, 8, 11, 1, 0), null, null, null, null,
             "source-hash-unrestricted", 1);
@@ -101,6 +103,28 @@ class FinanceFeeSourceEventServiceTest {
         verify(supplierValidator).requireActive(71L, null);
     }
 
+    @Test
+    void importsDirectPaidSnapshotWithoutTreatingItAsOnAccount() {
+        FinanceFeeSourceEvent event = containerEvent("container-direct-paid-1", "FIRSTLEG_FEE_PUBLISHED", 1, 7);
+        givenNewEvent();
+        var snapshot = new FirstlegFeeSourceClient.Snapshot(7, "CONTAINER_FEE", 31, 1,
+            null, null, null, 41L, 61L, "C-41", 7, "客户", 71L, "现有供应商",
+            "TRUCKING", "DIRECT_PAID", LocalDateTime.of(2026, 8, 11, 10, 0),
+            "BANK_TRANSFER", "BANK-001", List.of(901L), 61L, "TRUCKING", "拖车费",
+            "PAYABLE", LocalDate.of(2026, 8, 11), "CNY", new BigDecimal("300.00"),
+            "APPROVED", "PUBLISHED", LocalDateTime.of(2026, 8, 11, 11, 0),
+            null, null, null, null, "source-hash-direct", 1);
+        when(firstleg.container("test-token", 41, 31, 1)).thenReturn(ApiResponse.success(snapshot));
+
+        assertThat(service.consume(event)).isEqualTo(101L);
+
+        ArgumentCaptor<Object[]> values = ArgumentCaptor.forClass(Object[].class);
+        verify(jdbc).update(startsWith("INSERT INTO fin_fee_source"), values.capture());
+        assertThat(values.getValue()[13]).isEqualTo("DIRECT_PAID");
+        assertThat(values.getValue()[15]).isEqualTo("BANK_TRANSFER");
+        assertThat(values.getValue()[17]).isEqualTo("[901]");
+    }
+
     @Test
     void adjustmentCreatesNewImmutableVersionAndSupersedesAvailableVersion() {
         FinanceFeeSourceEvent event = inboundEvent("adjusted-2", "FIRSTLEG_FEE_ADJUSTED", 2, 7);
@@ -216,7 +240,8 @@ class FinanceFeeSourceEventServiceTest {
                                                        String publicationStatus, BigDecimal amount) {
         return new FirstlegFeeSourceClient.Snapshot(customerId, sourceType, 31, version, inboundId,
             inboundId == null ? null : "IB-21", 51L, containerId, null,
-            containerId == null ? null : "C-41", customerId, "客户", null, null, null, 61L, "CUSTOMS",
+            containerId == null ? null : "C-41", customerId, "客户", null, null, null,
+            null, null, null, null, List.of(), 61L, "CUSTOMS",
             "清关费", "RECEIVABLE", LocalDate.of(2026, 8, 11), "CNY", amount,
             "APPROVED", publicationStatus, LocalDateTime.of(2026, 8, 11, 1, 0),
             BigDecimal.ONE, "SHIPMENT", BigDecimal.TEN, BigDecimal.ONE, "source-hash", version);

finance/src/test/java/com/baiyue/finance/FinanceFeeSourceMigrationContractTest.java

@@ -14,6 +14,8 @@ class FinanceFeeSourceMigrationContractTest {
         String sql = Files.readString(Path.of("src/main/resources/db/fee-source-event-migration.sql"), StandardCharsets.UTF_8);
         assertThat(sql).contains("information_schema.columns", "source_type", "direction", "container_id",
             "source_hash", "source_snapshot", "payload_hash", "result_resource_id", "error_code");
+        assertThat(sql).contains("settlement_mode", "paid_at", "payment_method",
+            "payment_reference_no", "payment_voucher_file_ids");
         assertThat(sql).contains("AVAILABLE可结算", "SUPERSEDED已被新版本替代", "VOIDED已作废");
         assertThat(sql).contains("finance_fee_source_assert_schema");
     }

finance/src/test/java/com/baiyue/finance/FinancePlatformListContractTest.java

@@ -68,7 +68,8 @@ class FinancePlatformListContractTest {
     void allCustomerFeePoolResponseCarriesCustomerIdentity() {
         assertThat(Arrays.stream(com.baiyue.finance.dto.FinanceReadModels.FeePoolItem.class
             .getRecordComponents()).map(java.lang.reflect.RecordComponent::getName))
-            .contains("customerId");
+            .contains("customerId", "settlementMode", "paidAt", "paymentMethod",
+                "paymentReferenceNo", "paymentVoucherFileIds");
     }
 
     @Test

finance/src/test/java/com/baiyue/finance/FinanceSettlementBehaviorTest.java

@@ -396,6 +396,22 @@ class FinanceSettlementBehaviorTest {
         verify(jdbc, never()).update(any(PreparedStatementCreator.class), any(KeyHolder.class));
     }
 
+    @Test
+    void directPaidSourceCannotEnterPayableSettlement() {
+        JdbcTemplate jdbc = org.mockito.Mockito.mock(JdbcTemplate.class);
+        when(jdbc.queryForList(startsWith("SELECT request_hash"), eq(10L), eq(7L),
+            eq("SETTLEMENT_AP_CREATE"), eq("ap-direct"))).thenReturn(List.of());
+        Map<String, Object> source = payableSource(10L, 20L);
+        source.put("settlement_mode", "DIRECT_PAID");
+        when(jdbc.queryForList(startsWith("SELECT id,customer_id"), eq(31L))).thenReturn(List.of(source));
+        FinanceSettlementService service = service(jdbc, org.mockito.Mockito.mock(FinanceFileClient.class));
+
+        assertCode(() -> service.createPayableSettlement(7L, "ap-direct",
+            new CreatePayableSettlementRequest(10L, 20L, List.of(31L),
+                LocalDate.of(2026, 9, 30), "CNY")), "FIN_409");
+        verify(jdbc, never()).update(startsWith("INSERT INTO fin_settlement"), any(Object[].class));
+    }
+
     @Test
     void payableCreationRejectsMixedSupplierIneligibleAndOccupiedSources() {
         for (String condition : List.of("supplier", "ineligible", "occupied")) {
@@ -649,6 +665,7 @@ class FinanceSettlementBehaviorTest {
             Map.entry("id", 31L), Map.entry("customer_id", customerId), Map.entry("direction", "PAYABLE"),
             Map.entry("currency_code", "CNY"), Map.entry("status", "AVAILABLE"),
             Map.entry("amount", new BigDecimal("100.00")), Map.entry("review_status", "APPROVED"),
+            Map.entry("settlement_mode", "ON_ACCOUNT"),
             Map.entry("supplier_id", supplierId),
             Map.entry("fee_item_code", "FBA_HEAD_FREIGHT"), Map.entry("fee_item_name", "头程运费"),
             Map.entry("supplier_name", "供应商20"), Map.entry("source_snapshot",

finance/src/test/java/com/baiyue/finance/FinanceSqlCommentContractTest.java

@@ -44,7 +44,7 @@ class FinanceSqlCommentContractTest {
             }
         }
         assertThat(tableCount).isEqualTo(17);
-        assertThat(columnCount).isEqualTo(243);
+        assertThat(columnCount).isEqualTo(248);
         assertThat(missing).as("缺少中文业务注释的Finance字段").isEmpty();
     }
 
@@ -55,6 +55,7 @@ class FinanceSqlCommentContractTest {
         assertThat(sql).contains("AVAILABLE可结算、SUPERSEDED已被新版本替代、VOIDED已作废");
         assertThat(sql).contains("RECEIVED已接收、PROCESSED已完成、FAILED处理失败");
         assertThat(sql).contains("Firstleg费用来源完整不可变JSON快照");
+        assertThat(sql).contains("ON_ACCOUNT账期应付、DIRECT_PAID业务已付");
         assertThat(sql).contains("规范化完整请求的SHA-256十六进制哈希");
     }
 

firstleg/src/main/java/com/baiyue/firstleg/client/FeePaymentVoucherFileClient.java

@@ -0,0 +1,20 @@
+package com.baiyue.firstleg.client;
+
+import com.baiyue.common.core.api.ApiResponse;
+import org.springframework.cloud.openfeign.FeignClient;
+import org.springframework.web.bind.annotation.GetMapping;
+import org.springframework.web.bind.annotation.PathVariable;
+import org.springframework.web.bind.annotation.RequestHeader;
+
+@FeignClient(name = "file-service", contextId = "firstlegFeePaymentVoucherFileClient",
+    url = "${baiyue.clients.file.url:}", path = "/internal/file/v1/business-files")
+public interface FeePaymentVoucherFileClient {
+    @GetMapping("/{tenantId}/FINANCE_VOUCHER/{customerId}/{fileId}")
+    ApiResponse<Metadata> metadata(@RequestHeader("X-Internal-Service-Token") String token,
+                                   @PathVariable long tenantId,
+                                   @PathVariable long customerId,
+                                   @PathVariable long fileId);
+
+    record Metadata(Long fileId, Long tenantId, String businessType, String businessId,
+                    String fileName, String sha256, String contentType, Long sizeBytes) {}
+}

firstleg/src/main/java/com/baiyue/firstleg/dto/ContainerFeeDetailDtos.java

@@ -9,6 +9,8 @@ import jakarta.validation.constraints.Size;
 
 import java.math.BigDecimal;
 import java.time.LocalDate;
+import java.time.LocalDateTime;
+import java.util.List;
 
 public final class ContainerFeeDetailDtos {
     private ContainerFeeDetailDtos() {
@@ -21,8 +23,18 @@ public final class ContainerFeeDetailDtos {
         @NotNull @DecimalMin("0.00") BigDecimal amount,
         @NotBlank @Pattern(regexp = "CNY") String currency,
         Long supplierId,
+        @Pattern(regexp = "ON_ACCOUNT|DIRECT_PAID") String settlementMode,
+        LocalDateTime paidAt,
+        @Pattern(regexp = "ONLINE|BANK_TRANSFER|CASH|OTHER") String paymentMethod,
+        @Size(max = 128) String paymentReferenceNo,
+        @Size(max = 20) List<@Min(1) Long> paymentVoucherFileIds,
         @Size(max = 500) String remark
     ) {
+        public SaveRequest(Long feeItemId, String direction, LocalDate businessDate,
+                           BigDecimal amount, String currency, Long supplierId, String remark) {
+            this(feeItemId, direction, businessDate, amount, currency, supplierId,
+                null, null, null, null, null, remark);
+        }
     }
 
     public record AdjustRequest(

firstleg/src/main/java/com/baiyue/firstleg/dto/FinanceFeeSourceSnapshot.java

@@ -3,6 +3,7 @@ package com.baiyue.firstleg.dto;
 import java.math.BigDecimal;
 import java.time.LocalDate;
 import java.time.LocalDateTime;
+import java.util.List;
 
 /** Finance 回查的 Firstleg 费用来源只读快照。 */
 public record FinanceFeeSourceSnapshot(
@@ -21,6 +22,11 @@ public record FinanceFeeSourceSnapshot(
     Long supplierId,
     String supplierName,
     String supplierCategory,
+    String settlementMode,
+    LocalDateTime paidAt,
+    String paymentMethod,
+    String paymentReferenceNo,
+    List<Long> paymentVoucherFileIds,
     Long feeItemId,
     String feeItemCode,
     String feeItemName,

firstleg/src/main/java/com/baiyue/firstleg/dto/InboundFeeDetailDtos.java

@@ -8,6 +8,8 @@ import jakarta.validation.constraints.Size;
 
 import java.math.BigDecimal;
 import java.time.LocalDate;
+import java.time.LocalDateTime;
+import java.util.List;
 
 /** 入库单费用明细请求模型。 */
 public final class InboundFeeDetailDtos {
@@ -22,12 +24,18 @@ public final class InboundFeeDetailDtos {
         @NotBlank @Pattern(regexp = "[A-Z]{3}") String currency,
         @NotNull @DecimalMin("0.00") BigDecimal amount,
         Long supplierId,
+        @Pattern(regexp = "ON_ACCOUNT|DIRECT_PAID") String settlementMode,
+        LocalDateTime paidAt,
+        @Pattern(regexp = "ONLINE|BANK_TRANSFER|CASH|OTHER") String paymentMethod,
+        @Size(max = 128) String paymentReferenceNo,
+        @Size(max = 20) List<@jakarta.validation.constraints.Min(1) Long> paymentVoucherFileIds,
         @Size(max = 500) String remark
     ) {
         public SaveRequest(Long feeItemId, String direction, LocalDate businessDate,
                            BigDecimal unitPrice, String currency, BigDecimal amount,
                            String remark) {
-            this(feeItemId, direction, businessDate, unitPrice, currency, amount, null, remark);
+            this(feeItemId, direction, businessDate, unitPrice, currency, amount,
+                null, null, null, null, null, null, remark);
         }
     }
 

firstleg/src/main/java/com/baiyue/firstleg/entity/ContainerFeeDetailEntity.java

@@ -3,17 +3,20 @@ package com.baiyue.firstleg.entity;
 import com.baomidou.mybatisplus.annotation.IdType;
 import com.baomidou.mybatisplus.annotation.TableId;
 import com.baomidou.mybatisplus.annotation.TableName;
+import com.baomidou.mybatisplus.annotation.TableField;
+import com.baomidou.mybatisplus.extension.handlers.JacksonTypeHandler;
 import lombok.Getter;
 import lombok.Setter;
 
 import java.math.BigDecimal;
 import java.time.LocalDate;
 import java.time.LocalDateTime;
+import java.util.List;
 
 /** 柜次级人工应收/应付费用来源。 */
 @Getter
 @Setter
-@TableName("fl_container_fee_detail")
+@TableName(value = "fl_container_fee_detail", autoResultMap = true)
 public class ContainerFeeDetailEntity {
     @TableId(type = IdType.ASSIGN_ID)
     private Long id;
@@ -28,6 +31,12 @@ public class ContainerFeeDetailEntity {
     private Long supplierId;
     private String supplierName;
     private String supplierCategory;
+    private String settlementMode;
+    private LocalDateTime paidAt;
+    private String paymentMethod;
+    private String paymentReferenceNo;
+    @TableField(typeHandler = JacksonTypeHandler.class)
+    private List<Long> paymentVoucherFileIds;
     private LocalDate businessDate;
     private BigDecimal amount;
     private String currency;

firstleg/src/main/java/com/baiyue/firstleg/entity/ContainerFeeSourceSnapshotEntity.java

@@ -3,17 +3,20 @@ package com.baiyue.firstleg.entity;
 import com.baomidou.mybatisplus.annotation.IdType;
 import com.baomidou.mybatisplus.annotation.TableId;
 import com.baomidou.mybatisplus.annotation.TableName;
+import com.baomidou.mybatisplus.annotation.TableField;
+import com.baomidou.mybatisplus.extension.handlers.JacksonTypeHandler;
 import lombok.Getter;
 import lombok.Setter;
 
 import java.math.BigDecimal;
 import java.time.LocalDate;
 import java.time.LocalDateTime;
+import java.util.List;
 
 /** 柜次费用审核发布时固化的不可变版本快照。 */
 @Getter
 @Setter
-@TableName("fl_container_fee_source_snapshot")
+@TableName(value = "fl_container_fee_source_snapshot", autoResultMap = true)
 public class ContainerFeeSourceSnapshotEntity {
     @TableId(type = IdType.ASSIGN_ID)
     private Long id;
@@ -30,6 +33,12 @@ public class ContainerFeeSourceSnapshotEntity {
     private Long supplierId;
     private String supplierName;
     private String supplierCategory;
+    private String settlementMode;
+    private LocalDateTime paidAt;
+    private String paymentMethod;
+    private String paymentReferenceNo;
+    @TableField(typeHandler = JacksonTypeHandler.class)
+    private List<Long> paymentVoucherFileIds;
     private LocalDate businessDate;
     private BigDecimal amount;
     private String currency;

firstleg/src/main/java/com/baiyue/firstleg/entity/InboundFeeDetailEntity.java

@@ -3,6 +3,8 @@ package com.baiyue.firstleg.entity;
 import com.baomidou.mybatisplus.annotation.IdType;
 import com.baomidou.mybatisplus.annotation.TableId;
 import com.baomidou.mybatisplus.annotation.TableName;
+import com.baomidou.mybatisplus.annotation.TableField;
+import com.baomidou.mybatisplus.extension.handlers.JacksonTypeHandler;
 import com.baiyue.common.core.model.BaseEntity;
 import lombok.Getter;
 import lombok.Setter;
@@ -10,11 +12,12 @@ import lombok.Setter;
 import java.math.BigDecimal;
 import java.time.LocalDate;
 import java.time.LocalDateTime;
+import java.util.List;
 
 /** 入库单人工费用明细及业务快照。 */
 @Getter
 @Setter
-@TableName("fl_inbound_fee_detail")
+@TableName(value = "fl_inbound_fee_detail", autoResultMap = true)
 public class InboundFeeDetailEntity extends BaseEntity {
     @TableId(type = IdType.ASSIGN_ID)
     private Long id;
@@ -30,6 +33,12 @@ public class InboundFeeDetailEntity extends BaseEntity {
     private Long supplierId;
     private String supplierName;
     private String supplierCategory;
+    private String settlementMode;
+    private LocalDateTime paidAt;
+    private String paymentMethod;
+    private String paymentReferenceNo;
+    @TableField(typeHandler = JacksonTypeHandler.class)
+    private List<Long> paymentVoucherFileIds;
     private LocalDate businessDate;
     private Long customerId;
     private String customerName;

firstleg/src/main/java/com/baiyue/firstleg/repository/ContainerFeeSourceSnapshotRepository.java

@@ -29,6 +29,11 @@ public class ContainerFeeSourceSnapshotRepository {
         value.setSupplierId(source.getSupplierId());
         value.setSupplierName(source.getSupplierName());
         value.setSupplierCategory(source.getSupplierCategory());
+        value.setSettlementMode(source.getSettlementMode());
+        value.setPaidAt(source.getPaidAt());
+        value.setPaymentMethod(source.getPaymentMethod());
+        value.setPaymentReferenceNo(source.getPaymentReferenceNo());
+        value.setPaymentVoucherFileIds(source.getPaymentVoucherFileIds());
         value.setBusinessDate(source.getBusinessDate());
         value.setAmount(source.getAmount());
         value.setCurrency(source.getCurrency());

firstleg/src/main/java/com/baiyue/firstleg/service/ContainerFeeDetailService.java

@@ -29,6 +29,7 @@ public class ContainerFeeDetailService {
     private final FinanceFeeSourceOutboxService financeOutbox;
     private final WarehouseSupplierSnapshotService suppliers;
     private final ContainerFeeSourceSnapshotRepository sourceSnapshots;
+    private final FeePaymentSnapshotValidator paymentSnapshots;
 
     public List<ContainerFeeDetailEntity> list(long tenantId, long loadingPlanId) {
         requireOwnedPlan(tenantId, loadingPlanId);
@@ -60,6 +61,7 @@ public class ContainerFeeDetailService {
                         long reviewerId, String reviewerName) {
         ContainerFeeDetailEntity pending = required(tenantId, loadingPlanId, feeId);
         FeeItemEntity item = requireItem(pending.getFeeItemId(), pending.getDirection());
+        revalidatePaymentSnapshot(pending);
         refreshSupplierSnapshot(pending, item, reviewerId);
         if (repository.review(tenantId, loadingPlanId, feeId, "APPROVED",
             reviewerId, reviewerName, null) != 1) {
@@ -152,6 +154,8 @@ public class ContainerFeeDetailService {
         value.setFeeItemNameSnapshot(item.getFeeTypeName());
         value.setDirection(request.direction());
         applySupplierSnapshot(value, item, request.direction(), request.supplierId());
+        applyPaymentSnapshot(value, request.direction(), request.settlementMode(), request.paidAt(),
+            request.paymentMethod(), request.paymentReferenceNo(), request.paymentVoucherFileIds());
         value.setBusinessDate(request.businessDate());
         value.setAmount(request.amount().setScale(2, RoundingMode.HALF_UP));
         value.setCurrency(request.currency());
@@ -188,6 +192,25 @@ public class ContainerFeeDetailService {
         }
     }
 
+    private void revalidatePaymentSnapshot(ContainerFeeDetailEntity value) {
+        applyPaymentSnapshot(value, value.getDirection(), value.getSettlementMode(), value.getPaidAt(),
+            value.getPaymentMethod(), value.getPaymentReferenceNo(), value.getPaymentVoucherFileIds());
+    }
+
+    private void applyPaymentSnapshot(ContainerFeeDetailEntity value, String direction,
+                                      String settlementMode, LocalDateTime paidAt,
+                                      String paymentMethod, String paymentReferenceNo,
+                                      List<Long> paymentVoucherFileIds) {
+        var snapshot = paymentSnapshots.validate(value.getTenantId(), direction, settlementMode,
+            paidAt, paymentMethod, paymentReferenceNo, paymentVoucherFileIds);
+        value.setSettlementMode(snapshot.settlementMode());
+        value.setPaidAt(snapshot.paidAt());
+        value.setPaymentMethod(snapshot.paymentMethod());
+        value.setPaymentReferenceNo(snapshot.paymentReferenceNo());
+        value.setPaymentVoucherFileIds(snapshot.paymentVoucherFileIds().isEmpty()
+            ? null : snapshot.paymentVoucherFileIds());
+    }
+
     private static BizException conflict(String message) {
         return new BizException(ResultCode.CONFLICT, message);
     }

firstleg/src/main/java/com/baiyue/firstleg/service/FeePaymentSnapshotValidator.java

@@ -0,0 +1,101 @@
+package com.baiyue.firstleg.service;
+
+import com.baiyue.common.core.api.ResultCode;
+import com.baiyue.common.core.exception.BizException;
+import com.baiyue.firstleg.client.FeePaymentVoucherFileClient;
+import feign.FeignException;
+import org.springframework.beans.factory.annotation.Value;
+import org.springframework.stereotype.Service;
+import org.springframework.util.StringUtils;
+
+import java.time.LocalDateTime;
+import java.util.LinkedHashSet;
+import java.util.List;
+import java.util.Set;
+
+@Service
+public class FeePaymentSnapshotValidator {
+    private static final Set<String> MODES = Set.of("ON_ACCOUNT", "DIRECT_PAID");
+    private static final Set<String> METHODS = Set.of("ONLINE", "BANK_TRANSFER", "CASH", "OTHER");
+    private static final String VOUCHER_TYPE = "FINANCE_VOUCHER";
+
+    private final FeePaymentVoucherFileClient files;
+    private final String internalToken;
+
+    public FeePaymentSnapshotValidator(FeePaymentVoucherFileClient files,
+                                       @Value("${baiyue.security.internal-service-token}") String internalToken) {
+        this.files = files;
+        this.internalToken = internalToken;
+    }
+
+    public Snapshot validate(long customerId, String direction, String settlementMode,
+                             LocalDateTime paidAt, String paymentMethod,
+                             String paymentReferenceNo, List<Long> paymentVoucherFileIds) {
+        String mode = trim(settlementMode);
+        String method = trim(paymentMethod);
+        String reference = trim(paymentReferenceNo);
+        List<Long> vouchers = normalizeVouchers(paymentVoucherFileIds);
+        if ("RECEIVABLE".equals(direction)) {
+            if (mode != null || paidAt != null || method != null || reference != null || !vouchers.isEmpty()) {
+                throw bad("应收费用不得携带结算方式或已付信息");
+            }
+            return Snapshot.empty();
+        }
+        if (!"PAYABLE".equals(direction) || !MODES.contains(mode)) {
+            throw bad("应付费用必须选择ON_ACCOUNT或DIRECT_PAID");
+        }
+        if ("ON_ACCOUNT".equals(mode)) {
+            if (paidAt != null || method != null || reference != null || !vouchers.isEmpty()) {
+                throw bad("账期应付不得携带已付时间、方式、流水号或凭证");
+            }
+            return new Snapshot(mode, null, null, null, List.of());
+        }
+        if (paidAt == null || !METHODS.contains(method)) {
+            throw bad("直接已付必须填写已付时间和有效付款方式");
+        }
+        if (reference == null && vouchers.isEmpty()) {
+            throw bad("直接已付必须填写付款流水号或至少一个付款凭证");
+        }
+        vouchers.forEach(fileId -> validateVoucher(customerId, fileId));
+        return new Snapshot(mode, paidAt, method, reference, vouchers);
+    }
+
+    private void validateVoucher(long customerId, long fileId) {
+        try {
+            var response = files.metadata(internalToken, customerId, customerId, fileId);
+            var metadata = response == null ? null : response.data();
+            if (response == null || !response.successful() || metadata == null
+                || !Long.valueOf(fileId).equals(metadata.fileId())
+                || !Long.valueOf(customerId).equals(metadata.tenantId())
+                || !VOUCHER_TYPE.equals(metadata.businessType())
+                || !String.valueOf(customerId).equals(metadata.businessId())) {
+                throw bad("付款凭证不存在或不属于当前客户");
+            }
+        } catch (FeignException exception) {
+            throw new BizException(ResultCode.SERVICE_UNAVAILABLE, "文件服务暂不可用，无法校验付款凭证");
+        }
+    }
+
+    private static List<Long> normalizeVouchers(List<Long> values) {
+        if (values == null || values.isEmpty()) return List.of();
+        if (values.size() > 20 || values.stream().anyMatch(value -> value == null || value <= 0)) {
+            throw bad("付款凭证文件ID无效或超过20个");
+        }
+        return List.copyOf(new LinkedHashSet<>(values));
+    }
+
+    private static String trim(String value) {
+        return StringUtils.hasText(value) ? value.trim() : null;
+    }
+
+    private static BizException bad(String message) {
+        return new BizException(ResultCode.BAD_REQUEST, message);
+    }
+
+    public record Snapshot(String settlementMode, LocalDateTime paidAt, String paymentMethod,
+                           String paymentReferenceNo, List<Long> paymentVoucherFileIds) {
+        static Snapshot empty() {
+            return new Snapshot(null, null, null, null, List.of());
+        }
+    }
+}

firstleg/src/main/java/com/baiyue/firstleg/service/FinanceFeeSourceSnapshotService.java

@@ -40,12 +40,17 @@ public class FinanceFeeSourceSnapshotService {
             String.valueOf(inbound.getOrderId()), nullSafe(item.getFeeCode()),
             nullSafe(detail.getDirection()), nullSafe(detail.getSupplierId()),
             nullSafe(detail.getSupplierName()), nullSafe(detail.getSupplierCategory()),
+            nullSafe(detail.getSettlementMode()), nullSafe(detail.getPaidAt()),
+            nullSafe(detail.getPaymentMethod()), nullSafe(detail.getPaymentReferenceNo()),
+            nullSafe(detail.getPaymentVoucherFileIds()),
             detail.getAmount().toPlainString(),
             nullSafe(detail.getCurrency()));
         return new FinanceFeeSourceSnapshot(detail.getTenantId(), "INBOUND_FEE", sourceFeeId,
             version, inboundId, inbound.getInboundCode(), inbound.getOrderId(), null, null, null,
             detail.getTenantId(), inbound.getCustomerName(), detail.getSupplierId(),
-            detail.getSupplierName(), detail.getSupplierCategory(), item.getId(), item.getFeeCode(),
+            detail.getSupplierName(), detail.getSupplierCategory(), detail.getSettlementMode(),
+            detail.getPaidAt(), detail.getPaymentMethod(), detail.getPaymentReferenceNo(),
+            detail.getPaymentVoucherFileIds(), item.getId(), item.getFeeCode(),
             detail.getFeeTypeNameSnapshot(), detail.getDirection(), detail.getBusinessDate(),
             detail.getCurrency(), detail.getAmount(), detail.getReviewStatus(),
             detail.getPublicationStatus(),
@@ -62,12 +67,17 @@ public class FinanceFeeSourceSnapshotService {
             nullSafe(detail.getFeeItemCode()), nullSafe(detail.getDirection()),
             nullSafe(detail.getSupplierId()), nullSafe(detail.getSupplierName()),
             nullSafe(detail.getSupplierCategory()),
+            nullSafe(detail.getSettlementMode()), nullSafe(detail.getPaidAt()),
+            nullSafe(detail.getPaymentMethod()), nullSafe(detail.getPaymentReferenceNo()),
+            nullSafe(detail.getPaymentVoucherFileIds()),
             detail.getAmount().toPlainString(), nullSafe(detail.getCurrency()),
             nullSafe(detail.getReviewStatus()));
         return new FinanceFeeSourceSnapshot(detail.getTenantId(), "CONTAINER_FEE", feeId,
             version, null, null, null, containerId, detail.getContainerBookingId(),
             detail.getContainerNo(), detail.getTenantId(), null, detail.getSupplierId(),
-            detail.getSupplierName(), detail.getSupplierCategory(), detail.getFeeItemId(),
+            detail.getSupplierName(), detail.getSupplierCategory(), detail.getSettlementMode(),
+            detail.getPaidAt(), detail.getPaymentMethod(), detail.getPaymentReferenceNo(),
+            detail.getPaymentVoucherFileIds(), detail.getFeeItemId(),
             detail.getFeeItemCode(), detail.getFeeItemName(), detail.getDirection(),
             detail.getBusinessDate(), detail.getCurrency(), detail.getAmount(), detail.getReviewStatus(),
             "PUBLISHED",

firstleg/src/main/java/com/baiyue/firstleg/service/InboundFeeDetailService.java

@@ -31,6 +31,8 @@ public class InboundFeeDetailService {
     private FinanceFeeSourceOutboxService financeOutbox;
     @Resource
     private WarehouseSupplierSnapshotService suppliers;
+    @Resource
+    private FeePaymentSnapshotValidator paymentSnapshots;
 
     @Transactional
     public List<InboundFeeDetailEntity> list(long tenantId, long inboundId, boolean includeHistory) {
@@ -255,6 +257,7 @@ public class InboundFeeDetailService {
                         long reviewerId, String reviewerName) {
         InboundFeeDetailEntity pending = requiredManual(tenantId, inboundId, detailId);
         FeeItemEntity item = requiredActiveItem(pending.getFeeItemId());
+        revalidatePaymentSnapshot(pending);
         refreshSupplierSnapshot(pending, item, reviewerId);
         if (repository.review(tenantId, inboundId, detailId, "APPROVED",
             reviewerId, reviewerName, null) != 1) {
@@ -381,6 +384,8 @@ public class InboundFeeDetailService {
         value.setInboundCode(inbound.getInboundCode());
         value.setDirection(request.direction());
         applySupplierSnapshot(value, item, request.direction(), request.supplierId());
+        applyPaymentSnapshot(value, request.direction(), request.settlementMode(), request.paidAt(),
+            request.paymentMethod(), request.paymentReferenceNo(), request.paymentVoucherFileIds());
         value.setBusinessDate(request.businessDate());
         value.setFeeCategorySnapshot(item.getCategory());
         value.setTradeScopeSnapshot(item.getTradeScope());
@@ -430,6 +435,25 @@ public class InboundFeeDetailService {
         }
     }
 
+    private void revalidatePaymentSnapshot(InboundFeeDetailEntity value) {
+        applyPaymentSnapshot(value, value.getDirection(), value.getSettlementMode(), value.getPaidAt(),
+            value.getPaymentMethod(), value.getPaymentReferenceNo(), value.getPaymentVoucherFileIds());
+    }
+
+    private void applyPaymentSnapshot(InboundFeeDetailEntity value, String direction,
+                                      String settlementMode, LocalDateTime paidAt,
+                                      String paymentMethod, String paymentReferenceNo,
+                                      List<Long> paymentVoucherFileIds) {
+        var snapshot = paymentSnapshots.validate(value.getTenantId(), direction, settlementMode,
+            paidAt, paymentMethod, paymentReferenceNo, paymentVoucherFileIds);
+        value.setSettlementMode(snapshot.settlementMode());
+        value.setPaidAt(snapshot.paidAt());
+        value.setPaymentMethod(snapshot.paymentMethod());
+        value.setPaymentReferenceNo(snapshot.paymentReferenceNo());
+        value.setPaymentVoucherFileIds(snapshot.paymentVoucherFileIds().isEmpty()
+            ? null : snapshot.paymentVoucherFileIds());
+    }
+
     private static BizException conflict(String message) {
         return new BizException(ResultCode.CONFLICT, message);
     }

firstleg/src/main/resources/db/finance-fee-source-migration.sql

@@ -74,6 +74,11 @@ CREATE TABLE IF NOT EXISTS fl_container_fee_detail (
   supplier_id BIGINT UNSIGNED NULL COMMENT '应付Warehouse供应商ID快照；应收为空',
   supplier_name VARCHAR(200) NULL COMMENT '应付Warehouse供应商名称快照；应收为空',
   supplier_category VARCHAR(16) NULL COMMENT '费用项目供应商类别约束快照；为空表示任意启用供应商',
+  settlement_mode VARCHAR(16) NULL COMMENT '仅PAYABLE：ON_ACCOUNT账期应付、DIRECT_PAID业务已付；RECEIVABLE为空',
+  paid_at DATETIME(3) NULL COMMENT 'DIRECT_PAID业务已付时间',
+  payment_method VARCHAR(32) NULL COMMENT 'DIRECT_PAID付款方式',
+  payment_reference_no VARCHAR(128) NULL COMMENT 'DIRECT_PAID付款流水号',
+  payment_voucher_file_ids JSON NULL COMMENT 'DIRECT_PAID付款凭证File ID数组',
   business_date DATE NOT NULL COMMENT '费用业务日期',
   amount DECIMAL(18,2) NOT NULL COMMENT 'CNY费用金额',
   currency CHAR(3) NOT NULL DEFAULT 'CNY' COMMENT '币种，首期固定CNY',
@@ -96,6 +101,15 @@ CREATE TABLE IF NOT EXISTS fl_container_fee_detail (
   CONSTRAINT chk_container_fee_currency CHECK (currency = 'CNY'),
   CONSTRAINT chk_container_fee_amount CHECK (amount >= 0),
   CONSTRAINT chk_container_fee_review CHECK (review_status IN ('PENDING', 'APPROVED', 'REJECTED')),
+  CONSTRAINT chk_container_fee_settlement CHECK (
+    (direction='RECEIVABLE' AND settlement_mode IS NULL AND paid_at IS NULL AND payment_method IS NULL
+      AND payment_reference_no IS NULL AND payment_voucher_file_ids IS NULL)
+    OR (direction='PAYABLE' AND settlement_mode='ON_ACCOUNT' AND paid_at IS NULL AND payment_method IS NULL
+      AND payment_reference_no IS NULL AND payment_voucher_file_ids IS NULL)
+    OR (direction='PAYABLE' AND settlement_mode='DIRECT_PAID' AND paid_at IS NOT NULL
+      AND payment_method IN ('ONLINE','BANK_TRANSFER','CASH','OTHER')
+      AND (payment_reference_no IS NOT NULL OR JSON_LENGTH(payment_voucher_file_ids)>0))
+  ),
   CONSTRAINT chk_container_fee_source CHECK (source_status IN ('ACTIVE', 'VOIDED'))
 ) ENGINE=InnoDB COMMENT='柜次级人工应收应付费用来源；审核通过后自动同步Finance';
 
@@ -114,6 +128,11 @@ CREATE TABLE IF NOT EXISTS fl_container_fee_source_snapshot (
   supplier_id BIGINT UNSIGNED NULL COMMENT 'Warehouse供应商ID快照',
   supplier_name VARCHAR(200) NULL COMMENT 'Warehouse供应商名称快照',
   supplier_category VARCHAR(16) NULL COMMENT '费用项目供应商类别约束快照；为空表示任意启用供应商',
+  settlement_mode VARCHAR(16) NULL COMMENT '仅PAYABLE：ON_ACCOUNT账期应付、DIRECT_PAID业务已付；RECEIVABLE为空',
+  paid_at DATETIME(3) NULL COMMENT 'DIRECT_PAID业务已付时间',
+  payment_method VARCHAR(32) NULL COMMENT 'DIRECT_PAID付款方式',
+  payment_reference_no VARCHAR(128) NULL COMMENT 'DIRECT_PAID付款流水号',
+  payment_voucher_file_ids JSON NULL COMMENT 'DIRECT_PAID付款凭证File ID数组',
   business_date DATE NOT NULL COMMENT '费用业务日期',
   amount DECIMAL(18,2) NOT NULL COMMENT 'CNY费用金额',
   currency CHAR(3) NOT NULL DEFAULT 'CNY' COMMENT '币种，首期固定CNY',
@@ -157,12 +176,42 @@ CALL firstleg_finance_add_column('fl_container_fee_detail', 'supplier_name',
   "VARCHAR(200) NULL COMMENT '应付Warehouse供应商名称快照；应收为空' AFTER supplier_id");
 CALL firstleg_finance_add_column('fl_container_fee_detail', 'supplier_category',
   "VARCHAR(16) NULL COMMENT '费用项目供应商类别约束快照；为空表示任意启用供应商' AFTER supplier_name");
+CALL firstleg_finance_add_column('fl_container_fee_detail', 'settlement_mode',
+  "VARCHAR(16) NULL COMMENT '仅PAYABLE：ON_ACCOUNT或DIRECT_PAID' AFTER supplier_category");
+CALL firstleg_finance_add_column('fl_container_fee_detail', 'paid_at',
+  "DATETIME(3) NULL COMMENT 'DIRECT_PAID业务已付时间' AFTER settlement_mode");
+CALL firstleg_finance_add_column('fl_container_fee_detail', 'payment_method',
+  "VARCHAR(32) NULL COMMENT 'DIRECT_PAID付款方式' AFTER paid_at");
+CALL firstleg_finance_add_column('fl_container_fee_detail', 'payment_reference_no',
+  "VARCHAR(128) NULL COMMENT 'DIRECT_PAID付款流水号' AFTER payment_method");
+CALL firstleg_finance_add_column('fl_container_fee_detail', 'payment_voucher_file_ids',
+  "JSON NULL COMMENT 'DIRECT_PAID付款凭证File ID数组' AFTER payment_reference_no");
+CALL firstleg_finance_add_column('fl_container_fee_source_snapshot', 'settlement_mode',
+  "VARCHAR(16) NULL COMMENT '仅PAYABLE：ON_ACCOUNT或DIRECT_PAID' AFTER supplier_category");
+CALL firstleg_finance_add_column('fl_container_fee_source_snapshot', 'paid_at',
+  "DATETIME(3) NULL COMMENT 'DIRECT_PAID业务已付时间' AFTER settlement_mode");
+CALL firstleg_finance_add_column('fl_container_fee_source_snapshot', 'payment_method',
+  "VARCHAR(32) NULL COMMENT 'DIRECT_PAID付款方式' AFTER paid_at");
+CALL firstleg_finance_add_column('fl_container_fee_source_snapshot', 'payment_reference_no',
+  "VARCHAR(128) NULL COMMENT 'DIRECT_PAID付款流水号' AFTER payment_method");
+CALL firstleg_finance_add_column('fl_container_fee_source_snapshot', 'payment_voucher_file_ids',
+  "JSON NULL COMMENT 'DIRECT_PAID付款凭证File ID数组' AFTER payment_reference_no");
 CALL firstleg_finance_add_column('fl_inbound_fee_detail', 'supplier_id',
   "BIGINT UNSIGNED NULL COMMENT '应付Warehouse供应商ID快照；应收为空' AFTER direction");
 CALL firstleg_finance_add_column('fl_inbound_fee_detail', 'supplier_name',
   "VARCHAR(200) NULL COMMENT '应付Warehouse供应商名称快照；应收为空' AFTER supplier_id");
 CALL firstleg_finance_add_column('fl_inbound_fee_detail', 'supplier_category',
   "VARCHAR(16) NULL COMMENT '费用项目供应商类别约束快照；为空表示任意启用供应商' AFTER supplier_name");
+CALL firstleg_finance_add_column('fl_inbound_fee_detail', 'settlement_mode',
+  "VARCHAR(16) NULL COMMENT '仅PAYABLE：ON_ACCOUNT或DIRECT_PAID' AFTER supplier_category");
+CALL firstleg_finance_add_column('fl_inbound_fee_detail', 'paid_at',
+  "DATETIME(3) NULL COMMENT 'DIRECT_PAID业务已付时间' AFTER settlement_mode");
+CALL firstleg_finance_add_column('fl_inbound_fee_detail', 'payment_method',
+  "VARCHAR(32) NULL COMMENT 'DIRECT_PAID付款方式' AFTER paid_at");
+CALL firstleg_finance_add_column('fl_inbound_fee_detail', 'payment_reference_no',
+  "VARCHAR(128) NULL COMMENT 'DIRECT_PAID付款流水号' AFTER payment_method");
+CALL firstleg_finance_add_column('fl_inbound_fee_detail', 'payment_voucher_file_ids',
+  "JSON NULL COMMENT 'DIRECT_PAID付款凭证File ID数组' AFTER payment_reference_no");
 DROP PROCEDURE IF EXISTS firstleg_finance_add_column;
 
 DROP PROCEDURE IF EXISTS firstleg_finance_assert_schema;
@@ -185,12 +234,22 @@ BEGIN
   END IF;
   IF (SELECT COUNT(*) FROM information_schema.columns
        WHERE table_schema = DATABASE() AND table_name = 'fl_container_fee_detail'
-         AND column_name IN ('supplier_id', 'supplier_name', 'supplier_category')) <> 3 THEN
+         AND column_name IN ('supplier_id', 'supplier_name', 'supplier_category', 'settlement_mode',
+                             'paid_at', 'payment_method', 'payment_reference_no',
+                             'payment_voucher_file_ids')) <> 8 THEN
     SIGNAL SQLSTATE '45000' SET MESSAGE_TEXT = 'Firstleg Finance迁移失败：柜次费用供应商快照字段不完整';
   END IF;
+  IF (SELECT COUNT(*) FROM information_schema.columns
+       WHERE table_schema = DATABASE() AND table_name = 'fl_container_fee_source_snapshot'
+         AND column_name IN ('settlement_mode', 'paid_at', 'payment_method',
+                             'payment_reference_no', 'payment_voucher_file_ids')) <> 5 THEN
+    SIGNAL SQLSTATE '45000' SET MESSAGE_TEXT = 'Firstleg Finance迁移失败：柜次费用已付版本快照字段不完整';
+  END IF;
   IF (SELECT COUNT(*) FROM information_schema.columns
        WHERE table_schema = DATABASE() AND table_name = 'fl_inbound_fee_detail'
-         AND column_name IN ('supplier_id', 'supplier_name', 'supplier_category')) <> 3 THEN
+         AND column_name IN ('supplier_id', 'supplier_name', 'supplier_category', 'settlement_mode',
+                             'paid_at', 'payment_method', 'payment_reference_no',
+                             'payment_voucher_file_ids')) <> 8 THEN
     SIGNAL SQLSTATE '45000' SET MESSAGE_TEXT = 'Firstleg Finance迁移失败：入库费用供应商快照字段不完整';
   END IF;
 END$$

firstleg/src/main/resources/db/phase2-fee-item-and-inbound-detail.sql

@@ -40,6 +40,11 @@ CREATE TABLE IF NOT EXISTS fl_inbound_fee_detail (
   supplier_id BIGINT UNSIGNED NULL COMMENT '应付Warehouse供应商ID快照；应收为空',
   supplier_name VARCHAR(200) NULL COMMENT '应付Warehouse供应商名称快照；应收为空',
   supplier_category VARCHAR(16) NULL COMMENT '费用项目供应商类别快照；应收为空',
+  settlement_mode VARCHAR(16) NULL COMMENT '仅PAYABLE：ON_ACCOUNT账期应付、DIRECT_PAID业务已付；RECEIVABLE为空',
+  paid_at DATETIME(3) NULL COMMENT 'DIRECT_PAID业务已付时间',
+  payment_method VARCHAR(32) NULL COMMENT 'DIRECT_PAID付款方式',
+  payment_reference_no VARCHAR(128) NULL COMMENT 'DIRECT_PAID付款流水号',
+  payment_voucher_file_ids JSON NULL COMMENT 'DIRECT_PAID付款凭证File ID数组',
   business_date DATE NOT NULL COMMENT '业务发生日',
   fee_category_snapshot VARCHAR(64) NOT NULL COMMENT '费用分类快照',
   trade_scope_snapshot VARCHAR(20) NOT NULL COMMENT '国内国际快照',
@@ -73,6 +78,15 @@ CREATE TABLE IF NOT EXISTS fl_inbound_fee_detail (
   KEY idx_inbound_fee_detail (tenant_id, inbound_id, business_date, deleted),
   KEY idx_inbound_fee_review (tenant_id, review_status, business_date, deleted),
   KEY idx_inbound_fee_item (tenant_id, fee_item_id, deleted),
+  CONSTRAINT chk_inbound_fee_settlement CHECK (
+    (direction='RECEIVABLE' AND settlement_mode IS NULL AND paid_at IS NULL AND payment_method IS NULL
+      AND payment_reference_no IS NULL AND payment_voucher_file_ids IS NULL)
+    OR (direction='PAYABLE' AND settlement_mode='ON_ACCOUNT' AND paid_at IS NULL AND payment_method IS NULL
+      AND payment_reference_no IS NULL AND payment_voucher_file_ids IS NULL)
+    OR (direction='PAYABLE' AND settlement_mode='DIRECT_PAID' AND paid_at IS NOT NULL
+      AND payment_method IN ('ONLINE','BANK_TRANSFER','CASH','OTHER')
+      AND (payment_reference_no IS NOT NULL OR JSON_LENGTH(payment_voucher_file_ids)>0))
+  ),
   CONSTRAINT fk_inbound_fee_detail_order FOREIGN KEY (inbound_id) REFERENCES fl_inbound_order (id),
   CONSTRAINT fk_inbound_fee_detail_item FOREIGN KEY (fee_item_id) REFERENCES fl_fee_item (id)
 ) ENGINE=InnoDB COMMENT='入库单应收应付费用明细';

firstleg/src/main/resources/openapi/fba-pricing-v1.yaml

@@ -304,6 +304,11 @@ components:
         currency: {type: string, pattern: '^[A-Z]{3}$'}
         amount: {type: number, minimum: 0}
         supplierId: {type: string, nullable: true}
+        settlementMode: {type: string, enum: [ON_ACCOUNT, DIRECT_PAID], nullable: true, description: 仅PAYABLE必填；ON_ACCOUNT账期应付，DIRECT_PAID业务已付}
+        paidAt: {type: string, format: date-time, nullable: true, description: DIRECT_PAID必填；ON_ACCOUNT与RECEIVABLE为空}
+        paymentMethod: {type: string, enum: [ONLINE, BANK_TRANSFER, CASH, OTHER], nullable: true, description: DIRECT_PAID必填}
+        paymentReferenceNo: {type: string, maxLength: 128, nullable: true}
+        paymentVoucherFileIds: {type: array, maxItems: 20, nullable: true, items: {type: string, pattern: '^[1-9][0-9]*$'}, description: DIRECT_PAID时与paymentReferenceNo至少一项；File按当前客户失败关闭校验}
         remark: {type: string, maxLength: 500, nullable: true}
     InboundFeeDetailVersionRequest:
       type: object
@@ -331,6 +336,11 @@ components:
         supplierId: {type: string, nullable: true}
         supplierName: {type: string, nullable: true, readOnly: true}
         supplierCategory: {type: string, enum: [BOOKING, CUSTOMS, TRUCKING, CERTIFICATE], nullable: true, description: 费用项目供应商类别约束快照；为空表示仅要求供应商ACTIVE}
+        settlementMode: {type: string, enum: [ON_ACCOUNT, DIRECT_PAID], nullable: true}
+        paidAt: {type: string, format: date-time, nullable: true}
+        paymentMethod: {type: string, enum: [ONLINE, BANK_TRANSFER, CASH, OTHER], nullable: true}
+        paymentReferenceNo: {type: string, nullable: true}
+        paymentVoucherFileIds: {type: array, nullable: true, items: {type: string}}
         businessDate: {type: string, format: date}
         customerId: {type: string, nullable: true}
         customerName: {type: string, nullable: true}

firstleg/src/main/resources/openapi/firstleg-v1.yaml

@@ -881,7 +881,7 @@ paths:
       summary: 调整已审核柜次费用的日期和金额
       description: >-
         仅 ACTIVE、APPROVED 且 sourceVersion 匹配的费用可调整。成功后 sourceVersion 加一并重新进入
-        PENDING；费用方向、费用项目、供应商、币种和备注保持原快照。业务字段需要变化时，
+        PENDING；费用方向、费用项目、供应商、结算方式、已付快照、币种和备注保持原快照。业务字段需要变化时，
         必须作废原费用并新增。同一 expectedSourceVersion、businessDate、amount 的原样重试只读返回已生成的
         PENDING 版本；旧版本异参、已作废或非已审核状态返回 A0409 且零写入。
       parameters:
@@ -1882,6 +1882,11 @@ components:
         supplierId: {type: integer, format: int64, nullable: true}
         supplierName: {type: string, nullable: true}
         supplierCategory: {type: string, enum: [BOOKING, CUSTOMS, TRUCKING, CERTIFICATE], nullable: true, description: PAYABLE供应商类别约束；为空时仅要求供应商ACTIVE}
+        settlementMode: {type: string, enum: [ON_ACCOUNT, DIRECT_PAID], nullable: true, description: 仅PAYABLE；ON_ACCOUNT可进入AP，DIRECT_PAID仅计成本且禁止进入AP}
+        paidAt: {type: string, format: date-time, nullable: true}
+        paymentMethod: {type: string, enum: [ONLINE, BANK_TRANSFER, CASH, OTHER], nullable: true}
+        paymentReferenceNo: {type: string, nullable: true}
+        paymentVoucherFileIds: {type: array, nullable: true, items: {type: integer, format: int64}}
         feeItemId: {type: integer, format: int64, nullable: true}
         feeItemCode: {type: string, nullable: true}
         feeItemName: {type: string}

firstleg/src/test/java/com/baiyue/firstleg/client/FeePaymentVoucherFileClientContractTest.java

@@ -0,0 +1,20 @@
+package com.baiyue.firstleg.client;
+
+import org.junit.jupiter.api.Test;
+import org.springframework.web.bind.annotation.GetMapping;
+import org.springframework.web.bind.annotation.RequestHeader;
+
+import static org.assertj.core.api.Assertions.assertThat;
+
+class FeePaymentVoucherFileClientContractTest {
+    @Test
+    void validatesFinanceVoucherWithinExactCustomerScope() throws Exception {
+        var method = FeePaymentVoucherFileClient.class.getMethod("metadata",
+            String.class, long.class, long.class, long.class);
+
+        assertThat(method.getAnnotation(GetMapping.class).value())
+            .containsExactly("/{tenantId}/FINANCE_VOUCHER/{customerId}/{fileId}");
+        assertThat(method.getParameters()[0].getAnnotation(RequestHeader.class).value())
+            .isEqualTo("X-Internal-Service-Token");
+    }
+}

firstleg/src/test/java/com/baiyue/firstleg/controller/FeeManagementContractTest.java

@@ -58,7 +58,7 @@ class FeeManagementContractTest {
             .contains("ContainerFeeAdjustRequest:")
             .contains("required: [expectedSourceVersion, businessDate, amount]")
             .contains("additionalProperties: false")
-            .contains("费用方向、费用项目、供应商、币种和备注保持原快照")
+            .contains("费用方向、费用项目、供应商、结算方式、已付快照、币种和备注保持原快照")
             .contains("旧版本异参、已作废或非已审核状态返回 A0409 且零写入");
     }
 

firstleg/src/test/java/com/baiyue/firstleg/controller/InternalFinanceFeeSourceControllerTest.java

@@ -65,6 +65,8 @@ class InternalFinanceFeeSourceControllerTest {
             .contains("/internal/firstleg/v1/containers/{containerId}/fees/{feeId}/source-snapshot:")
             .contains("{name: sourceVersion, in: query, required: true")
             .contains("supplierCategory: {type: string, enum: [BOOKING, CUSTOMS, TRUCKING, CERTIFICATE], nullable: true")
+            .contains("settlementMode: {type: string, enum: [ON_ACCOUNT, DIRECT_PAID], nullable: true")
+            .contains("paymentVoucherFileIds:")
             .contains("为空时仅要求供应商ACTIVE")
             .contains("/internal/firstleg/v1/fee-sources/commands/void:")
             .contains("FIRSTLEG_FEE_VOIDED Outbox")

firstleg/src/test/java/com/baiyue/firstleg/repository/FinanceFeeSourceMigrationContractTest.java

@@ -18,11 +18,15 @@ class FinanceFeeSourceMigrationContractTest {
         assertThat(baseline).contains(
             "supplier_id BIGINT UNSIGNED NULL",
             "supplier_name VARCHAR(200) NULL",
-            "supplier_category VARCHAR(16) NULL");
+            "supplier_category VARCHAR(16) NULL",
+            "settlement_mode VARCHAR(16) NULL",
+            "payment_voucher_file_ids JSON NULL");
         assertThat(migration).contains(
             "firstleg_finance_add_column('fl_inbound_fee_detail', 'supplier_id'",
             "firstleg_finance_add_column('fl_inbound_fee_detail', 'supplier_name'",
             "firstleg_finance_add_column('fl_inbound_fee_detail', 'supplier_category'",
+            "firstleg_finance_add_column('fl_inbound_fee_detail', 'settlement_mode'",
+            "firstleg_finance_add_column('fl_inbound_fee_detail', 'payment_voucher_file_ids'",
             "Firstleg Finance迁移失败：入库费用供应商快照字段不完整");
     }
 
@@ -35,12 +39,16 @@ class FinanceFeeSourceMigrationContractTest {
             "uk_inbound_outbox_event_key", "next_retry_at", "locked_at", "locked_by",
             "idx_inbound_outbox_finance_relay", "CREATE TABLE IF NOT EXISTS fl_container_fee_detail",
             "source_version", "supplier_id", "supplier_name", "supplier_category",
+            "settlement_mode", "paid_at", "payment_method", "payment_reference_no",
+            "payment_voucher_file_ids",
             "CREATE TABLE IF NOT EXISTS fl_container_fee_source_snapshot",
             "uk_container_fee_source_version",
             "CREATE TABLE IF NOT EXISTS fl_finance_fee_source_command",
             "uk_finance_fee_command_idem",
             "request_hash CHAR(64) NOT NULL",
             "firstleg_finance_add_column('fl_container_fee_detail', 'supplier_id'", "RECEIVABLE", "PAYABLE",
+            "firstleg_finance_add_column('fl_container_fee_source_snapshot', 'settlement_mode'",
+            "柜次费用已付版本快照字段不完整",
             "firstleg_finance_add_column('fl_inbound_fee_detail', 'supplier_id'",
             "Firstleg Finance迁移失败：入库费用供应商快照字段不完整",
             "chk_container_fee_currency", "currency = 'CNY'", "firstleg_finance_assert_schema");

firstleg/src/test/java/com/baiyue/firstleg/service/ContainerFeeDetailServiceTest.java

@@ -12,6 +12,7 @@ import com.baiyue.firstleg.repository.ContainerFeeSourceSnapshotRepository;
 import com.baiyue.firstleg.repository.FeeItemRepository;
 import com.baiyue.firstleg.repository.SmartLoadingRepository;
 import org.junit.jupiter.api.Test;
+import org.junit.jupiter.api.BeforeEach;
 import org.mockito.ArgumentCaptor;
 
 import java.math.BigDecimal;
@@ -29,6 +30,7 @@ import static org.mockito.Mockito.mock;
 import static org.mockito.Mockito.never;
 import static org.mockito.Mockito.verify;
 import static org.mockito.Mockito.when;
+import static org.mockito.Mockito.lenient;
 
 class ContainerFeeDetailServiceTest {
     private final ContainerFeeDetailRepository repository = mock(ContainerFeeDetailRepository.class);
@@ -37,8 +39,18 @@ class ContainerFeeDetailServiceTest {
     private final FinanceFeeSourceOutboxService outbox = mock(FinanceFeeSourceOutboxService.class);
     private final WarehouseSupplierSnapshotService suppliers = mock(WarehouseSupplierSnapshotService.class);
     private final ContainerFeeSourceSnapshotRepository sourceSnapshots = mock(ContainerFeeSourceSnapshotRepository.class);
+    private final FeePaymentSnapshotValidator paymentSnapshots = mock(FeePaymentSnapshotValidator.class);
     private final ContainerFeeDetailService service =
-        new ContainerFeeDetailService(repository, loading, feeItems, outbox, suppliers, sourceSnapshots);
+        new ContainerFeeDetailService(repository, loading, feeItems, outbox, suppliers, sourceSnapshots,
+            paymentSnapshots);
+
+    @BeforeEach
+    void paymentSnapshot() {
+        lenient().when(paymentSnapshots.validate(anyLong(), any(), any(), any(), any(), any(), any()))
+            .thenAnswer(invocation -> new FeePaymentSnapshotValidator.Snapshot(
+                invocation.getArgument(2), invocation.getArgument(3), invocation.getArgument(4),
+                invocation.getArgument(5), invocation.getArgument(6) == null ? List.of() : invocation.getArgument(6)));
+    }
 
     @Test
     void rejectsContainerThatDoesNotContainCustomerOrders() {
@@ -199,6 +211,28 @@ class ContainerFeeDetailServiceTest {
         assertThat(captor.getValue().getSupplierName()).isNull();
     }
 
+    @Test
+    void directPaidFieldsAreStoredAsBusinessSnapshot() {
+        ownedPlan();
+        when(feeItems.findItem(11L)).thenReturn(item());
+        when(suppliers.fee(71L, null)).thenReturn(
+            new com.baiyue.firstleg.client.WarehouseSupplierClient.Snapshot(
+                71L, "现有供应商", "TRUCKING", "ACTIVE"));
+        LocalDateTime paidAt = LocalDateTime.of(2026, 8, 20, 10, 0);
+        var request = new ContainerFeeDetailDtos.SaveRequest(11L, "PAYABLE",
+            LocalDate.of(2026, 8, 20), new BigDecimal("300.00"), "CNY", 71L,
+            "DIRECT_PAID", paidAt, "BANK_TRANSFER", "BANK-001", List.of(901L), "已付拖车费");
+
+        service.create(10001L, 41L, 9L, request);
+
+        ArgumentCaptor<ContainerFeeDetailEntity> captor = ArgumentCaptor.forClass(ContainerFeeDetailEntity.class);
+        verify(repository).insert(captor.capture());
+        assertThat(captor.getValue().getSettlementMode()).isEqualTo("DIRECT_PAID");
+        assertThat(captor.getValue().getPaidAt()).isEqualTo(paidAt);
+        assertThat(captor.getValue().getPaymentMethod()).isEqualTo("BANK_TRANSFER");
+        assertThat(captor.getValue().getPaymentVoucherFileIds()).containsExactly(901L);
+    }
+
     private void ownedPlan() {
         LoadingPlanEntity plan = new LoadingPlanEntity();
         plan.setId(41L);

firstleg/src/test/java/com/baiyue/firstleg/service/FeeManagementServiceTest.java

@@ -14,6 +14,7 @@ import com.baiyue.firstleg.repository.FbaPricingRepository;
 import jakarta.annotation.Resource;
 import org.junit.jupiter.api.DisplayName;
 import org.junit.jupiter.api.Test;
+import org.junit.jupiter.api.BeforeEach;
 import org.mockito.ArgumentCaptor;
 import org.springframework.dao.DuplicateKeyException;
 import org.springframework.boot.test.mock.mockito.MockBean;
@@ -27,12 +28,14 @@ import java.util.List;
 import static org.assertj.core.api.Assertions.assertThat;
 import static org.assertj.core.api.Assertions.assertThatThrownBy;
 import static org.mockito.ArgumentMatchers.any;
+import static org.mockito.ArgumentMatchers.anyLong;
 import static org.mockito.ArgumentMatchers.eq;
 import static org.mockito.Mockito.doAnswer;
 import static org.mockito.Mockito.doThrow;
 import static org.mockito.Mockito.never;
 import static org.mockito.Mockito.verify;
 import static org.mockito.Mockito.when;
+import static org.mockito.Mockito.lenient;
 
 @DisplayName("费用项目和入库费用明细")
 @SpringJUnitConfig({FeeItemService.class, InboundFeeDetailService.class})
@@ -45,11 +48,21 @@ class FeeManagementServiceTest {
     private FinanceFeeSourceOutboxService financeOutbox;
     @MockBean
     private WarehouseSupplierSnapshotService suppliers;
+    @MockBean
+    private FeePaymentSnapshotValidator paymentSnapshots;
     @Resource
     private FeeItemService feeItems;
     @Resource
     private InboundFeeDetailService details;
 
+    @BeforeEach
+    void paymentSnapshot() {
+        lenient().when(paymentSnapshots.validate(anyLong(), any(), any(), any(), any(), any(), any()))
+            .thenAnswer(invocation -> new FeePaymentSnapshotValidator.Snapshot(
+                invocation.getArgument(2), invocation.getArgument(3), invocation.getArgument(4),
+                invocation.getArgument(5), invocation.getArgument(6) == null ? List.of() : invocation.getArgument(6)));
+    }
+
     @Test
     @DisplayName("客户B不能删除客户A的费用明细")
     void rejectsCrossCustomerFeeDetailDelete() {

firstleg/src/test/java/com/baiyue/firstleg/service/FeePaymentSnapshotValidatorTest.java

@@ -0,0 +1,77 @@
+package com.baiyue.firstleg.service;
+
+import com.baiyue.common.core.api.ApiResponse;
+import com.baiyue.common.core.exception.BizException;
+import com.baiyue.firstleg.client.FeePaymentVoucherFileClient;
+import org.junit.jupiter.api.Test;
+
+import java.time.LocalDateTime;
+import java.util.List;
+
+import static org.assertj.core.api.Assertions.assertThat;
+import static org.assertj.core.api.Assertions.assertThatThrownBy;
+import static org.mockito.Mockito.mock;
+import static org.mockito.Mockito.verify;
+import static org.mockito.Mockito.when;
+
+class FeePaymentSnapshotValidatorTest {
+    private final FeePaymentVoucherFileClient files = mock(FeePaymentVoucherFileClient.class);
+    private final FeePaymentSnapshotValidator validator =
+        new FeePaymentSnapshotValidator(files, "file-token");
+
+    @Test
+    void receivableClearsSettlementAndRejectsPaidFields() {
+        assertThat(validator.validate(9L, "RECEIVABLE", null, null, null, null, null))
+            .isEqualTo(new FeePaymentSnapshotValidator.Snapshot(null, null, null, null, List.of()));
+        assertThatThrownBy(() -> validator.validate(9L, "RECEIVABLE", "ON_ACCOUNT",
+            null, null, null, null)).isInstanceOf(BizException.class)
+            .hasMessageContaining("应收费用不得");
+    }
+
+    @Test
+    void onAccountRejectsEveryPaidField() {
+        assertThat(validator.validate(9L, "PAYABLE", "ON_ACCOUNT",
+            null, null, null, null).settlementMode()).isEqualTo("ON_ACCOUNT");
+        assertThatThrownBy(() -> validator.validate(9L, "PAYABLE", "ON_ACCOUNT",
+            LocalDateTime.now(), "CASH", "CASH-1", List.of(1L)))
+            .isInstanceOf(BizException.class).hasMessageContaining("账期应付不得");
+    }
+
+    @Test
+    void directPaidRequiresTimeMethodAndReferenceOrVoucher() {
+        LocalDateTime paidAt = LocalDateTime.of(2026, 8, 20, 10, 0);
+        assertThatThrownBy(() -> validator.validate(9L, "PAYABLE", "DIRECT_PAID",
+            paidAt, "BANK_TRANSFER", null, null))
+            .isInstanceOf(BizException.class).hasMessageContaining("流水号或至少一个付款凭证");
+
+        assertThat(validator.validate(9L, "PAYABLE", "DIRECT_PAID",
+            paidAt, "BANK_TRANSFER", "BANK-001", null))
+            .extracting(FeePaymentSnapshotValidator.Snapshot::paymentReferenceNo)
+            .isEqualTo("BANK-001");
+    }
+
+    @Test
+    void directPaidVoucherIsValidatedAgainstCurrentCustomerAndFileType() {
+        LocalDateTime paidAt = LocalDateTime.of(2026, 8, 20, 10, 0);
+        when(files.metadata("file-token", 9L, 9L, 901L)).thenReturn(ApiResponse.success(
+            new FeePaymentVoucherFileClient.Metadata(901L, 9L, "FINANCE_VOUCHER", "9",
+                "voucher.pdf", "a".repeat(64), "application/pdf", 100L)));
+
+        var result = validator.validate(9L, "PAYABLE", "DIRECT_PAID",
+            paidAt, "ONLINE", null, List.of(901L, 901L));
+
+        assertThat(result.paymentVoucherFileIds()).containsExactly(901L);
+        verify(files).metadata("file-token", 9L, 9L, 901L);
+    }
+
+    @Test
+    void fileMismatchFailsClosed() {
+        when(files.metadata("file-token", 9L, 9L, 901L)).thenReturn(ApiResponse.success(
+            new FeePaymentVoucherFileClient.Metadata(901L, 10L, "FINANCE_VOUCHER", "10",
+                "voucher.pdf", "a".repeat(64), "application/pdf", 100L)));
+
+        assertThatThrownBy(() -> validator.validate(9L, "PAYABLE", "DIRECT_PAID",
+            LocalDateTime.now(), "CASH", null, List.of(901L)))
+            .isInstanceOf(BizException.class).hasMessageContaining("不属于当前客户");
+    }
+}

firstleg/src/test/java/com/baiyue/firstleg/service/FinanceFeeSourceSnapshotServiceTest.java

@@ -84,6 +84,7 @@ class FinanceFeeSourceSnapshotServiceTest {
         detail.setSupplierId(71L);
         detail.setSupplierName("现有供应商");
         detail.setSupplierCategory("TRUCKING");
+        detail.setSettlementMode("ON_ACCOUNT");
         detail.setBusinessDate(java.time.LocalDate.of(2026, 8, 12));
         detail.setAmount(new BigDecimal("300.00"));
         detail.setCurrency("CNY");
@@ -96,6 +97,8 @@ class FinanceFeeSourceSnapshotServiceTest {
         assertThat(snapshot.supplierId()).isEqualTo(71L);
         assertThat(snapshot.supplierName()).isEqualTo("现有供应商");
         assertThat(snapshot.supplierCategory()).isEqualTo("TRUCKING");
+        assertThat(snapshot.settlementMode()).isEqualTo("ON_ACCOUNT");
+        assertThat(snapshot.paidAt()).isNull();
         assertThat(snapshot.sourceHash()).matches("[0-9a-f]{64}");
     }
 }