优化

iam/src/main/java/com/baiyue/iam/controller/MerchantTenantController.java

@@ -72,7 +72,7 @@ public class MerchantTenantController {
 
     @PostMapping("/tenant/qualifications/submit-review")
     @PreAuthorize("hasAuthority('merchant:qualification:upload')")
-    @Operation(summary = "提交当前企业资质审核", description = "校验四类必填资质齐全后创建审核单。上传或替换文件不会自动送审。")
+    @Operation(summary = "提交当前企业资质审核", description = "校验营业执照和法人身份证齐全后创建审核单；货代资质证书和银行开户许可证选填。上传或替换文件不会自动送审。")
     public ApiResponse<TenantResponse> submitQualificationReview(@AuthenticationPrincipal AuthenticatedUser user) {
         return ApiResponse.success(tenantService.submitMerchantReview(TenantGuard.tenant(user, "MERCHANT")));
     }

iam/src/main/java/com/baiyue/iam/service/TenantService.java

@@ -35,7 +35,7 @@ import java.util.Set;
 @Service
 public class TenantService {
     private static final Set<String> REQUIRED_QUALIFICATION_TYPES = Set.of(
-            "BUSINESS_LICENSE", "LEGAL_PERSON_ID", "FREIGHT_FORWARDER_CERTIFICATE", "BANK_ACCOUNT_LICENSE");
+            "BUSINESS_LICENSE", "LEGAL_PERSON_ID");
     @Resource
     private TenantRepository repository;
     @Resource
@@ -273,7 +273,7 @@ public class TenantService {
         var qualifications = profileRepository.findQualifications(tenantId);
         if (!hasAllPendingQualifications(qualifications)) {
             throw new BizException(ResultCode.BAD_REQUEST,
-                    "Business license, legal-person ID, freight-forwarder certificate and bank account license are required / 营业执照、法人身份证、货代资质证书和银行开户许可证均为必填资质");
+                    "Business license and legal-person ID are required / 营业执照和法人身份证为必填资质");
         }
         IamTenantReview review = new IamTenantReview();
         review.setId(IdWorker.getId()); review.setTenantId(tenantId);

iam/src/main/resources/openapi/iam-v1.yaml

@@ -481,7 +481,7 @@ paths:
     post:
       tags: [IAM Resources / IAM 资源]
       summary: Submit enterprise qualifications for review / 提交企业资质审核
-      description: Uploading or replacing a qualification keeps the tenant in draft state. This endpoint creates the review only after all four required qualification types have been provided. / 上传或替换资质不会自动送审；四类必填资质齐全后由此接口创建审核单。
+      description: Uploading or replacing a qualification keeps the tenant in draft state. This endpoint creates the review after the business license and legal-person ID have been provided; the freight-forwarder certificate and bank account license are optional. / 上传或替换资质不会自动送审；营业执照和法人身份证齐全后由此接口创建审核单，货代资质证书和银行开户许可证选填。
       responses:
         '200': {$ref: '#/components/responses/TenantSuccess'}
         '400': {$ref: '#/components/responses/BadRequest'}